Brandon Ivey

Issuance of non-agency MBS increased by 84% on a sequential basis in the first quarter of 2021. Chase accounted for nearly a third of all issuance. (Includes data chart.)

CFPB Hesitancy on QM Rule Limiting Non-Agency Lending

April 9, 2021

Brandon Ivey

An effort by the CFPB to delay the end of the QM patch is causing uncertainty for non-agency lenders. A coalition of lenders and consumer advocates said the CFPB shouldn’t move forward with the proposal.

Non-QM Impairment Rate Increases for Second Straight Month

April 9, 2021

Brandon Ivey

The impairment rate on securitized non-QMs hit 11.1% at the end of February. At the end of 2020, the rate stood at 10.3% after months of steady improvement.

Brandon Ivey

ARTICLES

State Regulators Scaling Back Proposed Standards for Large Nonbank Servicers

Short Takes: Banks Take a Big Gulp from the Debt Well / M&A Coming? / REIT Buys Into Blockchain / Home Point Announces Earnings Date

New Non-Agency MBS Issuer Offers Deal with Loans Originated by Owning

Non-Agency MBS Issuance Up Sharply in First Quarter

New Guardrails for Nonbank Servicers on the Horizon?

Short Takes: Fannie SF Executive Departs / A Busy Redwood / Freddie’s First of the Year / An Expansion for AO Commercial / (Mortgage) Book Notes

A Laggard: Mortgages with Short Terms

Non-Agency MBS Issuance Up Sharply in First Quarter, Led by JPM

CFPB Hesitancy on QM Rule Limiting Non-Agency Lending

Non-QM Impairment Rate Increases for Second Straight Month

Latest Imf News

MGIC Tops Private MI Providers in Second Quarter

Mortgage Delinquencies Let Up in 2Q, Still Above 2025 Levels

Garg Seeks to Regain CEO Role at Better, Citing Shareholder Support

GSEs Formally End Green MBS Programs

Featured Data

FHA Loss-Mitigation Removals Spike in 2Q

Prime Non-Agency MBS Issuance Drops in 2Q

Agency MBS Issuance Sags in July as Refi Market Fades

Rocket, Chase Give Up Some Servicing Share in 2Q

Featured Reports

2026 Mortgage Market Statistical Annual (PDF)

IMF HMDA Dashboard: 2025

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 1Q26 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?