Brandon Ivey

State Regulators Plan Streamlined Exams, Will Finish Standards for Servicers

February 24, 2021

State regulators plan to launch a "one company, one exam" pilot for nonbank mortgage companies and issue standards for servicers...

MFA Financial's 4Q Profit No Match for COVID Losses in 2020

February 23, 2021

Brandon Ivey

MFA Financial took a large loss in 2020. Overall, the company didn't acquire many non-QMs during the fourth quarter...

Technology, Communication Key for Successful Mortgage Closings

February 19, 2021

Brandon Ivey

Industry participants suggest that technology and communication can help the closing process run smoothly. Hybrid closings have cut the time a borrower spends with a notary from 45 minutes to 15 minutes.

Angel Oak the Top Contributor to Expanded-Credit MBS in 2020

February 19, 2021

Brandon Ivey

Some $2.96 billion of originations by Angel Oak were included in expanded-credit MBS last year.

Just Because a Loan is in Forbearance, Foreclosure Is Not Inevitable

February 19, 2021

Brandon Ivey

With forbearance rates stagnant since November and payment holidays scheduled to end in the coming months, foreclosures are expected. Still, loss mitigation and home price appreciation could dull the impact.

Secondary Market for Non-QMs Perks Up with Chase and Ellington

February 18, 2021

Brandon Ivey

JPMorgan Chase is set to issue a credit-risk transfer transaction involving non-QMs and Ellington Financial is the first issuer with a non-QM MBS predominantly stocked with loans originated after March 2020.

ESG Analysis Playing an Increasing Role in MBS & ABS Investments

February 18, 2021

Brandon Ivey

Structured finance investors and issuers are both putting an emphasis on environmental, social and governance factors.

Short Takes: The 10-Year, Time to Worry / The Challenge That Lies Ahead / Busy and Steady in SoCal / Applications / What’s Special About Ellington’s MBS

February 18, 2021

Paul Muolo and Brandon Ivey

Eddy Perez, president of Equity Prime Mortgage in Atlanta reports yes, applications are slowing but he’s hardly worried “because we’ve been working on outsourcing and analyzing all our data for the eventual slowdown that will create a margin crunch.”

loanDepot Posts Strong Profits Following Deflated IPO

February 18, 2021

Brandon Ivey

loanDepot’s IPO fizzled last week. This week, the nonbank’s stock price was up sharply even before the company reported $547.2 million in net income for the fourth quarter.

Non-QM Originations Back in Favor With the Big Names

February 18, 2021

Brandon Ivey

Some non-QM lenders weathered market volatility in March 2020 without halting production while others took a few months off. Now, two of the top players in the sector are ready to increase production.

Brandon Ivey

ARTICLES

State Regulators Plan Streamlined Exams, Will Finish Standards for Servicers

MFA Financial's 4Q Profit No Match for COVID Losses in 2020

Technology, Communication Key for Successful Mortgage Closings

Angel Oak the Top Contributor to Expanded-Credit MBS in 2020

Just Because a Loan is in Forbearance, Foreclosure Is Not Inevitable

Secondary Market for Non-QMs Perks Up with Chase and Ellington

ESG Analysis Playing an Increasing Role in MBS & ABS Investments

Short Takes: The 10-Year, Time to Worry / The Challenge That Lies Ahead / Busy and Steady in SoCal / Applications / What’s Special About Ellington’s MBS

loanDepot Posts Strong Profits Following Deflated IPO

Non-QM Originations Back in Favor With the Big Names

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