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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

Short Takes: 'Final' QM Rule is Out / Hanging in the Balance: Residential Finance / Made by Uncle Sam / Speculating in GSE Common? / Chimera’s New MBS / Fair Lending Changes?

December 10, 2020
Paul Muolo, Brandon Ivey, and Yemeng Yang

Betting on the right GSE outcome might be foolish, or very profitable...


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Freddie Preps CRT Deal Following New Capital Requirements

December 10, 2020
Brandon Ivey

Fannie suspended CRT issuance earlier this year when the FHFA proposed new capital requirements for the GSEs. Freddie, though, stayed in...


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FSOC Again Calls for Greater Oversight of Nonbanks

December 10, 2020
Brandon Ivey
Like in previous annual reports, the Financial Stability Oversight Council noted that nonbank mortgage companies can be more vulnerable to financial difficulties than depositories.
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FDIC Fintech Originators Face Risks

December 8, 2020
Brandon Ivey

The two FDIC researchers examined more than 11 million mortgages...


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VA Proposes Temporary Partial Claim Option to Help Distressed Borrowers

December 8, 2020
Brandon Ivey

The proposal is modeled after the FHA's partial claims program, though there are differences...


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Short Takes: A Tweaking of the Ownership in Cherry Creek / Two REITs Set to Merge / Consortium Forms to Aid Loan Brokers / Refi Churning? / The Young and Overly Aggressive?

December 7, 2020
Paul Muolo and Brandon Ivey

There's been chatter in the market regarding refi churning by loan brokers...


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MFA Stocks Another MBS with (Slightly) Seasoned Non-QMs from Citadel

December 7, 2020
Brandon Ivey

Nearly 30% of borrowers with loans in the deal have received forbearance or a deferral. The servicer, Citadel, will not make advances on delinquent payments.


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Guild, Finance of America Post Strong Profits

December 4, 2020
Brandon Ivey
The newly public mortgage lender, Guild, reported $182.1 million in net income for the third quarter while the soon-to-be listed Finance of America posted net earnings of $241.6 million.
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Fintech Lenders Face Risks from Faulty Underwriting Models

December 4, 2020
Brandon Ivey
The traditional models used to predict consumer credit performance and newer machine learning methods can be extremely inaccurate, according to a new report.
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Short Takes: HFSC Chair Asks FHFA to C&D / No Midnight Rules / Not Making Himself Available? / The Thirst for Yield Continues / A Declining Impairment Rate for Non-QMs

December 4, 2020
Paul Muolo and Brandon Ivey

The thirst for non-QM paper continues to be rad hot, thanks, in part, to investors’ desire for yield. It comes down to this: a 5% non-QM, though comparatively risky, is better than a 10-year Treasury yielding 95 basis points.


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View All Articles by Brandon Ivey

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