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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

Redwood Getting Back on Track with Jumbo MBS

December 17, 2020
Brandon Ivey

Mortgages from 51 different originators are included in the deal, led by PrimeLending with a 19.9% share...


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Coming to the MSR Market Soon: Credit Unions as Buyers?

December 16, 2020
Brandon Ivey

A proposed rule regarding credit unions and MSRs is scheduled to be discussed late this week at an NCUA board meeting.


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Short Takes: Applications: Let it Snow… / FHA Rising / Checking in on the Loan Traders / A $1 Billion Year for Civic / Biden and the GSEs?

December 16, 2020
Paul Muolo and Brandon Ivey

More than $13.0 billion of non-agency mortgages traded on Maxex’s trading platform in the first 11 months of the year. In all of 2019, $2.7 billion of non-agency product traded on the exchange…


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Small-Dollar Mortgage Project in Louisville Generating Mixed Results

December 16, 2020
Brandon Ivey

The Micro Mortgage allows DTI ratios up to 50% and LTV ratios as high as 105%. Still, the interest rate on the loan has prompted limited demand...


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Rising in 3Q: Bank Holdings of First Liens

December 15, 2020
Brandon Ivey

PlainsCapital plans to retain $30 million to $50 million of mortgages per month...


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IO Lending a Bright Spot for Non-Agency in 3Q20

December 14, 2020
Brandon Ivey

Nine months through the year, IO production is up 60.0% compared to the same span in 2019...


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Starwood Brings MBS with Seasoned Loans for Investment Properties

December 14, 2020
Brandon Ivey

Close to 40% of loans in the MBS have been in forbearance, but with many returning to current status.


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Jumbo Lending by Correspondents Takes a Hit. Reason: Wells Fargo

December 14, 2020
Brandon Ivey

Even though Wells shut off its correspondent spigot for jumbos early in 2Q20, $1.88 billion of product came through the channel...


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CFPB Sets QM Standards, Eliminates GSE ‘Patch’

December 11, 2020
Brandon Ivey
The Consumer Financial Protection Bureau late this week issued two final rules for qualified mortgages: One replaces the 43% debt-to-income ratio with a pricing threshold and the other creates a seasoned QM category.
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Jumbo Lending Through Correspondents Down Sharply in 3Q

December 11, 2020
Brandon Ivey
The correspondent channel accounted for 5.7% of jumbo originations among a group of major lenders tracked by this newsletter, down from 10.5% in 2Q20. The retail channel gained all of that market share. (Includes data chart.)
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View All Articles by Brandon Ivey

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