Brandon Ivey

What’s in Biden’s Stimulus Bill: A $10B Housing Assistance Fund

March 11, 2021

The $1.9 trillion COVID-19 relief bill on its way to President Biden’s desk includes only one provision specific to the residential mortgage industry.

Few Losses on Non-QM MBS Even as Delinquencies Spiked

March 10, 2021

Brandon Ivey

Only a handful of non-QM MBS took losses. The reason: Investors were protected by credit enhancement...

Prime Non-Agency MBS Issuance Heats Up

March 9, 2021

Brandon Ivey

Deals are on the way from Redwood Trust, Quicken Loans and Wells Fargo.

Senate Approves $1.9 Trillion Stimulus Bill with Mortgage Assistance

March 8, 2021

Brandon Ivey

The American Rescue Plan includes a Housing Assistance Fund with nearly $10 billion allocated for mortgage payments...

Western Alliance Sees Benefits in Acquiring Nonbank AmeriHome

March 5, 2021

Brandon Ivey

Bank acquisitions in the mortgage space have been few and far between the past few years. Still, officials at Western Alliance believe it makes perfect sense for the bank to acquire AmeriHome Mortgage.

Vendor Accesses Borrower Bank Accounts to Improve Servicing

March 5, 2021

Brandon Ivey

EarnUp offers payment and saving-services to consumers and is using the access to borrowers’ bank accounts to provide insights to mortgage servicers.

Short Takes: Rumble in Michigan / If You’re Not With Us… / Brother, Can You Spare $50,000? / SFA to Attendees: Make That October

March 5, 2021

Paul Muolo and Brandon Ivey

The Structured Finance Association again delayed its annual conference in Las Vegas, moving it to early October from the summer...

Powell Says Legislation Necessary to Help with LIBOR Transition

March 4, 2021

Brandon Ivey

The Structured Finance Association is working with members of Congress on a potential bill to help facilitate the transition away from the scandal-scarred LIBOR.

CFPB Proposes Keeping GSE QM Patch in Place through Sept 2022

March 4, 2021

Brandon Ivey

The CFPB proposed extending the GSE “patch” through September 2022 while new leadership at the regulator considers revisions to the general QM standards.

Nonbank Servicers Pick Apart Standards Proposed by States

March 4, 2021

Brandon Ivey

Even though proposed state capital requirements and other standards are deeply unpopular among nonbank mortgage servicers, the CSBS said it will move ahead with its plans.

Brandon Ivey

ARTICLES

What’s in Biden’s Stimulus Bill: A $10B Housing Assistance Fund

Few Losses on Non-QM MBS Even as Delinquencies Spiked

Prime Non-Agency MBS Issuance Heats Up

Senate Approves $1.9 Trillion Stimulus Bill with Mortgage Assistance

Western Alliance Sees Benefits in Acquiring Nonbank AmeriHome

Vendor Accesses Borrower Bank Accounts to Improve Servicing

Short Takes: Rumble in Michigan / If You’re Not With Us… / Brother, Can You Spare $50,000? / SFA to Attendees: Make That October

Powell Says Legislation Necessary to Help with LIBOR Transition

CFPB Proposes Keeping GSE QM Patch in Place through Sept 2022

Nonbank Servicers Pick Apart Standards Proposed by States

Latest Imf News

Mortgage Applications Start Year Well Above Early 2025 Level

Mortgage Securitization Rate Increases With GSE Activity

Redwood Continues Leaning on Rocket for Jumbos

Consumer Advocates Frustrated by CFPB’s Regulatory Approach

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Profitability Report 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?