The alterations unveiled by the Federal Housing Finance Agency touch on the prescribed leverage buffer and the capital treatment of CRT transactions.

In the Goldman deal, United Wholesale Mortgage is providing 37.9% of the collateral...

Some of the Trump-era restrictions placed on the GSEs have been put on hold for at least a year. That includes a cap on acquisitions of mortgages for investment properties.

The blueprint would reverse capital requirements set in December, which offered few incentives for the GSEs to complete credit-risk transfer transactions.

Wells Fargo stocked its latest prime non-agency MBS with conforming jumbo mortgages and Redwood Trust is using blockchain technology in its new deal.

The SFA is working to establish a standards-setting organization that would help increase investments in non-QMs. And the association wants prime non-agency MBS to be included in any future revival of TALF.

President Biden plans to nominate Alanna McCargo to be the next president of Ginnie Mae; Credit Suisse’s warehouse lending securitization involving non-QMs upsized.

Non-QM lenders believe the market is going to grow. The optimism has yet to be reflected in market share, but there’s always next year.

While the use of blockchain in a prime non-agency MBS is a first, rating services were unmoved by the technology.

ARMs. Remember those? Lenders are still making them...