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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

High Interest Rates Scaring Away Potential Homebuyers

October 10, 2023
Brandon Ivey
Concerns about interest rates outpaced home prices for the first time since Fannie started surveying consumers in 2010.
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Short Takes: Regulators Looking for Specifics on Basel / Lenders Slightly Loosen Underwriting Standards / Non-QM Moves

October 10, 2023
Brandon Ivey and James Dohnert
In a speech Monday, Michael Barr largely defended the Basel proposal while also encouraging feedback to help with potential revisions.
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Buydowns on GSE Loans: Two Years Only

October 9, 2023
Brandon Ivey
Buydowns are concentrated on GSE mortgages with coupons of between 5.0% and 6.5%...
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Short Takes: A New Low for Better.com / Fed’s Barr Addresses ABA Annual / Almost Here: Bank Earnings Season / MSR Markups? / Buy: UWM

October 9, 2023
Paul Muolo and Brandon Ivey
Earnings season kicks off later in the week with third quarter results from JPMorgan Chase.
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FHFA Plans Changes for Federal Home Loan Banks

October 6, 2023
Brandon Ivey
After FHFA finishes a review of the Federal Home Loan Bank system, the agency will issue at least one proposed rule with reforms.
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Broeksmit Calls for Explicit Guidance From Fed on Rates

October 6, 2023
Brandon Ivey
MBA's leader called on the Fed to provide some certainty to financial markets.
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Short Takes: Drivers of Rising Interest Rates / Fannie Selling NPLs / Home Values Up Across the Country

October 6, 2023
Brandon Ivey
Various factors are to blame for rising interest rates on mortgages...
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Prepayment Risk Driving Up Spreads on Agency MBS

October 5, 2023
Brandon Ivey
Ever since the Fed started its rate-hiking cycle, the spread between interest rates on loans in agency MBS and the 10-year Treasury rate has been elevated. Prepayment risk is to blame and there’s no easy fix.
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Fintech Bank Partner Will Issue its Own Consumer ABS

October 5, 2023
Brandon Ivey
Loans in a new ABS from Cross River Bank were originated in partnership with Upstart Network. Partnerships with banks provide interest-rate preemption to many nonbank lenders.
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Temporary Buydowns Concentrated in Two-Year Window

October 5, 2023
Brandon Ivey
The GSEs provided new disclosures on temporary buydowns. Borrowers most commonly take a buydown that lasts no more than two years and usage of the feature is declining amid elevated interest rates.
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View All Articles by Brandon Ivey

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