Entry-level buyers are the largest share of purchasers for flipped homes...

CDFIs, for now, are exempt from the CFPB's ability-to-repay requirements.

The profit generated in the fourth quarter wasn't nearly enough to offset losses from earlier in the year...

Mortgage firms issued $649.5 billion of Ginnie MBS in fiscal 2022, down 30.5% on an annual basis.

Trouble ahead? The Federal Housing Finance Agency’s home price index went negative (though barely) in November...

Bottom line: Investment-property loans were a bright spot, accounting for nearly 60% of expanded-credit MBS...

AmeriHome's John Hedlund said MSR supply could surpass demand...

One of the keys for lenders facing financial difficulties is to communicate early and often with Ginnie Mae, according to the agency’s chief risk officer.

Looser pooling requirements for delivering reperforming loans to Ginnie; FHA revises policy handbook; FHA updates instructions for use of GSE model forms; FHA hiring; VA revises various forms; VA offers loan review API; CHLA calls for permanent PTAP; RHS proposes loosening loss-mitigation standards.

Investment-property loans gained share in expanded-credit MBS issuance and many of the typical contributors to deals were absent in the fourth quarter. (Includes three data charts.)