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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

Proposed GSE Fee Tied to DTI Ratio Won’t Be Reintroduced

May 25, 2023
Brandon Ivey
At a congressional hearing this week, the FHFA director faced four hours of questioning, including queries on the recently rescinded proposed fee based on a borrower’s DTI ratio.
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CFPB Confirms It’s Worth Shopping for a Mortgage

May 25, 2023
Brandon Ivey
The CFPB found a wide range of interest rates on mortgages originated in 2021 among the top 20 lenders.
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Short Takes: New Jumbos From United Wholesale / A Sliver of Hope for Home Sales / AAA Rating at Risk

May 25, 2023
Brandon Ivey
United Wholesale Mortgage now offers six fixed-rate options for jumbo mortgages.
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Democrats Nowhere Near Housing Finance Reform

May 24, 2023
Brandon Ivey
Members of Congress on both sides of the aisle compared the conservatorship of the GSEs to that of Britney Spears.
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Short Takes: Applications Decline / ABA Calls for GSE Legislation / Second-Lien Securitization / Risky Areas

May 24, 2023
Brandon Ivey
Demand for mortgages declined as interest rates ticked up.
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Thompson: GSE Pricing Grids Were Outdated

May 23, 2023
Brandon Ivey
Thompson was the sole witness at a hearing by the House Financial Services Committee.
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FHFA Receives Mixed Feedback on MBS Commingle Policy

May 23, 2023
Brandon Ivey
In March, FHFA proposed adjustments to capital requirements for commingled securities held by Fannie Mae and Freddie Mac.
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Short Takes: Freddie Offers Automated Paystub Assessment / ‘Soft’ Credit Pulls From Blend / Non-QM MBS From Ares / Fintech Enters Warehouse Sector

May 23, 2023
Brandon Ivey
The GSE says the addition to its income assessment tool will expand access to credit.
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Lenders’ Losses Narrow in First Quarter

May 19, 2023
Brandon Ivey
Originations remained a money-losing venture for many lenders in the first quarter, though the losses weren't quite as bad.
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Short Takes: CHLA Seeks Friendlier Buyback Policy / The Servicing Hedge / New eMSR Exchange / Spring Homebuying Season Starts When?

May 19, 2023
Brandon Ivey
CHLA called on the GSEs to offer indemnification rather than a repurchase request for any performing loan with defects.
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View All Articles by Brandon Ivey

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