Brandon Ivey

Fitch Warns of ‘Global Contagion’ From Commercial Loans

April 3, 2024

Brandon Ivey

Fitch said issues with commercial loans could prompt the failure of “a moderate number of predominantly smaller banks.”

Short Takes: Altisource Shifts From Mortgages to EV Tech / Applications Down Slightly / Farmer Mac Sees Strong Demand / HUD’s Vacant Lot Sale

April 3, 2024

Brandon Ivey

Altisource Asset Management is working on a control system that increases the efficiency of electric vehicles.

Mixed Trends in Latest Non-Agency MBS

April 2, 2024

Brandon Ivey

Angel Oak Companies, Lone Star Funds and Redwood Trust kicked off the second quarter of 2024 with new non-agency MBS offerings.

Short Takes: Silver Lining in Delayed Annual Report / More MSRs on Offer / Plenty of Buyers / New Translated Glossaries From CFPB

April 2, 2024

Brandon Ivey and Paul Muolo

Better's annual report for 2023 will be delayed due to some corrections for the firm's results for 2022.

Court Halts Implementation of Revision to CRA Standards

April 1, 2024

Brandon Ivey

The trade groups support the goals of CRA but believe the final rules exceed the authority of the regulators...

Short Takes: A Prudential Regulator of Nonbanks? / Source of Info: FHFA OIG / Rood’s New AI Project / Beyonce Name Drops Fannie / A Promotion at Fannie

April 1, 2024

Paul Muolo and Brandon Ivey

Beyonce (yes, that Beyonce): “Wildfire burnt his house down. Insurance ain’t going to pay no Fannie Mae.”

FHFA Conducting Targeted Exams of Nonbanks

March 29, 2024

Brandon Ivey

Between October 2021 and August 2023, 21 exams were conducted.

Subtle Shifts in Securitization Rate as Lending Declines

March 29, 2024

Brandon Ivey

The securitization rate for residential mortgages was 72.1% in 2023.

Short Takes: FHFA to Improve Exam Practices / Better Taps Real Estate Agents / Doma Plans to Go Private / Pending Home Sales Up Slightly

March 29, 2024

Brandon Ivey

FHFA is working on internal guidance to improve its exams of nonbank mortgage companies.

Better Shifts to Using Commission-Based LOs

March 28, 2024

Brandon Ivey

Previously, Better’s LOs weren’t paid commissions and the lender focused on using technology to get loan applicants through the mortgage process.

Brandon Ivey

ARTICLES

Fitch Warns of ‘Global Contagion’ From Commercial Loans

Short Takes: Altisource Shifts From Mortgages to EV Tech / Applications Down Slightly / Farmer Mac Sees Strong Demand / HUD’s Vacant Lot Sale

Mixed Trends in Latest Non-Agency MBS

Short Takes: Silver Lining in Delayed Annual Report / More MSRs on Offer / Plenty of Buyers / New Translated Glossaries From CFPB

Court Halts Implementation of Revision to CRA Standards

Short Takes: A Prudential Regulator of Nonbanks? / Source of Info: FHFA OIG / Rood’s New AI Project / Beyonce Name Drops Fannie / A Promotion at Fannie

FHFA Conducting Targeted Exams of Nonbanks

Subtle Shifts in Securitization Rate as Lending Declines

Short Takes: FHFA to Improve Exam Practices / Better Taps Real Estate Agents / Doma Plans to Go Private / Pending Home Sales Up Slightly

Better Shifts to Using Commission-Based LOs

Latest Imf News

UWM Receives Equity Infusion From Oaktree, Suspends Dividend

Onity Swings to Loss in 2Q Amid Portfolio Restructuring

Zillow Aiming to Be One of the Largest Purchase-Mortgage Lenders

Pending Home Sales Decline in July With Rise in Interest Rates

Featured Data

Expanded-Credit MBS Issuance Declines in 2Q

Top Ginnie Servicers See Modest Growth in 2Q

Consumer Debt Drives New ABS to Record High in 2Q

Primary MI Volume, Characteristics Stable in Second Quarter

Featured Reports

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 1Q26 (PDF)

Lender Profiles 1Q26: Top 25 (PDF)

Mortgage Profitability Report 1Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?