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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

GSE Purchase-Mortgage Share Drifts to Higher Credit Scores

July 10, 2025
Brandon Ivey
The share of GSE purchase mortgages with credit scores of at least 740 increased from 73.8% in the first quarter of 2025 to 74.6% in the second quarter.
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Prime Non-Agency MBS Issuers Return to the Market

July 10, 2025
Brandon Ivey
PennyMac and Redwood Trust are marketing separate prime non-agency MBS, the first deals in the market since June 24.
Read More

Saluda Grade Packages HELOCs in Securitization

July 10, 2025
Brandon Ivey
HomeBridge Financial Services is the largest contributor to the securitization, accounting for 49.9% of the dollar volume.
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Short Takes: FDIC Plans CRA Proposal / Home Sales Expected to Remain Constrained / Agency MBS-Focused REIT Takes Loss in 2Q / Morgan Stanley’s Latest Non-Agency MBS

July 10, 2025
Brandon Ivey
It’s not yet clear what’s in the FDIC's pending CRA proposal or if the other federal banking regulators are planning similar proposals.
Read More

Mortgage Industry Cheers Tax Breaks in Megabill

July 10, 2025
Brandon Ivey
The One Big Beautiful Bill included a plethora of tax breaks for individuals and businesses. The bill also sharply reduced the CFPB’s budget.
Read More

Maryland Bank to Acquire Mortgage Broker Shop

July 9, 2025
Brandon Ivey
The Bank of Glen Burnie will pay $750,000 along with sharing profits for three years and an origination-based add-on.
Read More

Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
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Government-Insured Purchase Mortgages Outpace Competition

July 8, 2025
Brandon Ivey
FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.
Read More

Prices for New Homes Declining at Accelerated Rate

July 8, 2025
Brandon Ivey
To help combat a decline in demand for new homes, homebuilders have reduced building activity to some extent and leaned on incentives such as mortgage buydowns.
Read More

Mortgage Locks Tick Up in June With Refi Push

July 8, 2025
Brandon Ivey
Locks were up 2.0% from May.
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