FHFA Director Bill Pulte plans to announce actions that will address the costs associated with credit scores. Mortgage trade groups are providing feedback, hoping to shape the effort.

FHFA Director Bill Pulte deferred to President Trump when asked if FHFA plans to revise capital requirements for Fannie Mae and Freddie Mac.

CHLA said FHFA could direct the GSEs to establish subsidiaries to evaluate the creditworthiness of borrowers.

“There are lots of risks to the downside if this is not done in a deliberate way,” said Libby Cantrill, a managing director and head of public policy at PIMCO.

ARMs accounted for less than 1% of total FHA originations in 2024.

FHFA will make “some decisions” regarding credit score costs shortly, according to Bill Pulte.

House passes budget bill that would slash CFPB funding cap; CFPB sharply reduces consent order fine; CFPB moving forward with ICBA testing for revised loan disclosures; FTA defends open banking rule.

"I’ve got to be careful with what I say," Pulte said.

Sales of new single-family homes increased by 10.9% on a monthly basis in April.

Originations of purchase mortgages increased by 2.7% on an annual basis in the first quarter of 2025.