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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Demand for Non-Agency Mortgages Softens Amid Volatility

April 10, 2025
Brandon Ivey
Few issuers tried to price non-agency MBS in the days following President Trump’s tariff announcement last week. An expanded-credit MBS from Annaly priced at the widest spreads seen in more than a year.
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Smaller Texas Bank Completes Commercial Loan CRT

April 10, 2025
Brandon Ivey
Only a handful of banks with less than $25 billion in assets have completed CRT transactions.
Read More

Grapevine: New Leader at Ginnie? Crypto Shift for MF Vendor

April 10, 2025
Brandon Ivey and Emmeline Willey

Joe Gormley is rumored to be leading Ginnie Mae ahead of his potential official nomination for Ginnie president; new leadership at multifamily securitization vendor putting emphasis on decentralized finance.


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Nonbanks Boost Share of Mortgage Originations in 2024

April 10, 2025
Brandon Ivey
Nonbanks accounted for 65.2% of the residential mortgages originated in 2024. All of the top five lenders were nonbanks and they all gained market share. (Includes two data tables.)
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Trump’s Tariff Pause Provides Some Relief

April 10, 2025
Brandon Ivey
On Wednesday, the 10-year yield peaked near 4.50% and came down to around 4.35% by the end of the business day.
Read More

House Committee Considers Partial Claim Program for VA Loans

April 10, 2025
Brandon Ivey
Rep. Chris Pappas, D-NH, tried to get VASP restarted until Congress passes legislation to allow for a partial claims program at VA. The effort was voted down.
Read More

Bessent Looks to Boost Mortgage Lending by Banks

April 10, 2025
Brandon Ivey
“The shift of mortgage lending to nonbanks has undercut an important line of business for community banks,” said Treasury Secretary Scott Bessent.
Read More

HECM Endorsements Decline in 2024

April 10, 2025
Brandon Ivey
HECM endorsements declined by 8.6% on an annual basis in 2024.
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Short Takes: GSEs Update Servicing Guidelines / Smaller CES Securitization From PIMCO / AGNC Keeps Dividend Steady / New Leader at SEC

April 10, 2025
Brandon Ivey
Bulletins from the GSEs detailed updates to servicing guidelines.
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Lenders Face Uncertainty With Special Purpose Credit Programs

April 9, 2025
Brandon Ivey
The Biden administration made a big push to encourage the creation of SPCPs but the Trump administration appears to have a dim view of the programs.
Read More
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