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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Non-Agency MBS Floodgates Open Mid-April

April 15, 2025
Brandon Ivey
The uptick in planned issuance follows a period of weak demand from investors due to uncertainty on the economic outlook as tariff policies fluctuate.
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Short Takes: First American Fires CEO / Home Price Expectations Come Down / Fannie to Issue CRT Deal

April 15, 2025
Brandon Ivey
Ken DeGiorgio, the now-former CEO of First American Financial, is facing a federal assault charge for an altercation that occurred on a cruise ship in late March.
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Borrowers Getting Used to Higher Interest Rates

April 11, 2025
Brandon Ivey
Demand from borrowers increases when mortgage rates fall below 6.5%, according to Owen Lee, CEO of Success Mortgage Partners. Due to policies from the Trump administration, it’s unclear whether rates will decline to that level in the near term.
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Delinquency Rate on Agency MBS Down in First Quarter

April 11, 2025
Brandon Ivey
In a seasonal trend seen each of the past five years, the delinquency rate declined on securitized government-sponsored enterprise loans, FHA mortgages and Department of Veterans Affairs home loans. (Includes data table.)
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Rocket’s Leverage Expected to Increase With Mr. Cooper

April 11, 2025
Brandon Ivey
Fitch Ratings warned that it could downgrade its corporate rating on Rocket following the company’s planned acquisition of Mr. Cooper. Rocket’s corporate leverage looks poised to increase.
Read More

Grapevine: Tax Benefits for Rocket’s Dan Gilbert; Another Chance for RON

April 11, 2025
Brandon Ivey
The founder of Rocket Companies could see $571.9 million in tax benefits triggered by the company’s planned acquisition of Mr. Cooper; legislation in the House would set standards for remote online notarization; new company offering NMLS-approved education.
Read More

Chase, Wells Increase Originations on Annual Basis in 1Q25

April 11, 2025
Brandon Ivey
JPMorgan Chase had a 47.4% improvement compared to 1Q24 and Wells Fargo was us 25.7%.
Read More

Investor Demand for Non-Agency Mortgages Falters

April 11, 2025
Brandon Ivey
The spread on an expanded-credit MBS Annaly Capital Management priced this week was the widest pricing for the senior tranche of an expanded-credit MBS in more than a year.
Read More

Morgan Stanley Preps Expanded-Credit MBS With HomeXpress

April 11, 2025
Brandon Ivey
HomeXpress is owned by Seer Capital Management, an investment fund.
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Short Takes: Pulte Warns Lenders / Trigger Leads Bills Reintroduced / Foreclosures Decline

April 11, 2025
Brandon Ivey
“I strongly encourage lenders to make sure they have their ‘house in order’ as we are going to make it a focus to put bad actors on our suspended counterparty program at FHFA,” said FHFA Director Bill Pulte.
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