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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

EverBank Pays OCC to Exit Foreclosure Agreement Early

August 26, 2013
Brandon Ivey
EverBank also will evaluate each eligible borrower still in the process of foreclosure for a new loan modification.
Read More

QRM Rule Will Be Re-Proposed Shortly

August 23, 2013
Brandon Ivey
Late this week, some reports surfaced suggesting that an “alternative” proposal could surface, requiring a 30 percent downpayment for QRM status.
Read More

Rate Spike Didn’t Change Homebuyer Behavior

August 22, 2013
Brandon Ivey
Sales-to-list price ratios on non-distressed properties increased for the seventh consecutive month in July to 98 percent, according to new research from the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey.
Read More

Agency Loan Limits Could Decline Beginning in Late 2013

August 21, 2013
Brandon Ivey
Significant opposition to lowering the GSE loan limits will come from Realtors, home builders and members of Congress on both sides of the aisle.
Read More

High Costs Keeping First-time Homebuyers Away from FHA Mortgages

August 21, 2013
Brandon Ivey
As feared by the residential finance industry, an increase in upfront mortgage insurance premiums is hurting participation in the FHA program by first-time buyers.
Read More

Delinquency Rates Largely Declining, Foreclosure Timelines a Concern

August 16, 2013
Brandon Ivey
According to Inside Mortgage Finance, Bank of America has the highest delinquency rate among the nation’s megabanks.
Read More

Freddie’s G-Fees Significantly Lower Than Fannie’s

August 15, 2013
Brandon Ivey
If you're looking for a g-fee bargain, Freddie Mac is offering deals. Well, sort of.
Read More

Two Harbors to Issue its First Non-Agency Jumbo MBS

August 14, 2013
Brandon Ivey
The publicly traded REIT is jumping into the jumbo MBS market with its first deal. Many of the loans come from nonbanks.
Read More

Nonprime MBS Holdings by Fannie and Freddie Down 12 Percent

August 13, 2013
Brandon Ivey
Fannie sold $2.2 billion of non-agency assets in the first half of the year. Meanwhile, Freddie sold at least $1 billion of non-prime MBS in May.
Read More

HAMP Activity Declining, Servicers Favor Proprietary Mods

August 12, 2013
Brandon Ivey
Even with the incentive fees offered by the HAMP program, residential servicers favor proprietary mods.
Read More
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