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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

A Warning from MBA’s Stevens: An Industry Paradigm Shift is Underway. What to do About Refi-Heavy LOs?

January 24, 2017
Brandon Ivey
The MBA chief stressed that the market is set to shift from mortgage loan officers who can thrive as “gatherers” to a market that requires “hunters.”
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Upwards of $20 Billion in Legacy Subprime Mortgages Could be Refinanced

January 20, 2017
Brandon Ivey
Black Knight studied loan-level data on outstanding mortgages to derive at its conclusion…
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If Trump Cuts Corporate Taxes, Fannie and Freddie Might Need a Treasury Draw

January 19, 2017
Brandon Ivey
Antonio Weiss, counselor to the secretary of the Treasury Department, cautioned that any reduction to the corporate tax rate could prompt a draw from Treasury funds by the GSEs.
Read More

Deutsche Bank’s $7.2 Billion Settlement with DOJ the Largest Residential MBS Action Against a Single Entity

January 18, 2017
Brandon Ivey
DB was faulted for failing to disclose second liens on mortgages in MBS and for concealing refreshed credit scores that were worse that the credit scores disclosed to investors.
Read More

Short Takes: Time to Worry About ‘Deferred Tax Assets’? / Good News or Bad News? / A ‘Conceptual Exercise’ / Sen. Elizabeth Warren Won’t be in Attendance / New PAC Chief for MBA

January 18, 2017
Paul Muolo and Brandon Ivey
One mortgage insurance lobbyist, when informed of the possibility, called it “great news” while two lenders we interviewed said it was an awful development…
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Moody’s Reaches $864 Million Settlement with DOJ and 21 States for Pre-Crisis Ratings

January 17, 2017
Brandon Ivey
Moody’s settled the MBS/CDO case without admitting wrongdoing…
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Black Knight Developing Mortgage 'Specific' Credit Score

January 17, 2017
Brandon Ivey
Wesley Winter, a senior modeler at Black Knight, said a traditional credit score may not be the best predictor of mortgage default.
Read More

RE/MAX’s Motto Mortgage Offering Franchise Opportunities in Most States

January 12, 2017
Brandon Ivey
According to exclusive survey figures from Inside Mortgage Finance, the wholesale/broker market share increased to 10.2 percent in the third quarter, its highest reading of the year.
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Short Takes: HUD Nominee Carson Says he will ‘Review ‘the MIP Cut / Why Banks Avoid the FHA Program / HUD’s Budget: $45 Billion / Investor Cuts Stake in Annaly / CPR&T Downgrades Ocwen

January 12, 2017
Paul Muolo and Brandon Ivey
CPR&T predicted that the asset value of Ocwen’s mortgage servicing portfolio likely won’t benefit much from the recent spike in interest rates…
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A Different Type of Mortgage Fraud: ‘Reverse-Occupancy’ Scams Involving FTHBs

January 12, 2017
Brandon Ivey
Borrowers completing reverse-occupancy fraud aim to qualify for a mortgage with help from the theoretical rental income from the so-called investment property…
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