Short Takes: CFPB Preps ECOA Proposal / CrossCountry Upsizes Debt Offering / Sales of New Homes Spike / Home Sale Price Declines at KB Home / Flyhomes Leaving Home Brokerage Business September 25, 2025 Brandon Ivey A pending proposal from the CFPB aims to clarify obligations imposed by the Equal Credit Opportunity Act.Read More
Fannie Economists Expect Sharp Drop in Interest Rates September 24, 2025 Brandon Ivey Refi business could spike by upwards of 70% next year thanks to expectations for lower interest rates, according to economists at Fannie Mae.Read More
CrossCountry Turning Profits, Plans Debt Offering September 24, 2025 Brandon Ivey Details from Fitch Ratings on earnings at CrossCountry were tied to ratings for a planned $600 million debt offering from the privately-held lender.Read More
Short Takes: Applications Level / Largest Expanded-Credit MBS of the Year From Annaly / Moore Capital Management Buying Mortgages From Invictus / Pulte Disbands Advisory Committee at FHFA September 24, 2025 Brandon Ivey While interest rates declined again last week, mortgage applications didn't move much.Read More
Guaranteed Rate in Middle of Real Estate Brokerage Consolidation September 23, 2025 Brandon Ivey Compass and Anywhere Real Estate have separate mortgage joint ventures with Guaranteed Rate.Read More
Short Takes: Home Sales Tick Up in CA / Expanded-Credit MBS Keep Flowing / Miran Wants Fed to Slash Rates / Guild Partners With Homium September 23, 2025 Brandon Ivey Sales of existing single-family homes in California increased by 0.9% on a monthly basis in August.Read More
Short Takes: Mortgage Rates, Which Way? / Ah, the 10-Year / Two Harbors Busy / A Longer Stay for Freddie’s (Interim) CEO September 22, 2025 Paul Muolo and Brandon Ivey Mortgage rates headed lower? Maybe not...Read More
High-Balance Agency Business Lags Non-Agency Jumbos September 19, 2025 Brandon Ivey Non-agency jumbos accounted for 15.8% of total first-lien originations in the second quarter of 2025, the highest share for the sector since late 2022.Read More
Homebuilder Lennar Continues to Drop Sale Price for Homes September 19, 2025 Brandon Ivey The homebuilder is still turning a profit, but margins are getting squeezed.Read More
Short Takes: Home Price Appreciation Slows / Weak Profits From Flips / Rithm Selling Stock September 19, 2025 Brandon Ivey Annual home price appreciation in August was at the lowest level since February 2012.Read More