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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Limitation on Deductions Looks to Have Slowed Home Price Appreciation

December 20, 2019
Brandon Ivey

States with high usage of the SALT deduction have seen "acute" slowdowns in home price appreciation (and even declines) since the limitation on the deduction took effect.


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Sterling Bank Suspends Alt Doc Mortgage Program

December 20, 2019
Brandon Ivey
The bank has suspended a non-QM loan program due to issues with policies and practices. The program accounted for the bulk of the firm’s originations.
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News Briefs

December 20, 2019
Brandon Ivey

Regulators Mulling Changes to Risk-Retention Requirements

December 20, 2019
Brandon Ivey
Federal regulators are considering changes to risk-retention standards for mortgages delivered into non-agency MBS.
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ARM Lending Up in 3Q, Market Share Declines

December 20, 2019
Brandon Ivey
Originations of ARMs increased during the third quarter but they didn’t keep pace with total first-lien production, prompting a loss of market share for the sector. Wells remained the top ARM lender. (Includes data chart.)
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Interest-Only Mortgage Originations Increase in Third Quarter

December 20, 2019
Brandon Ivey
IO lending increased in the third quarter, with First Republic leading the pack. The bank held nearly $30 billion of IOs in portfolio as of September-end. (Includes data chart.)
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Regulators Reviewing Mortgage Risk-Retention Rules

December 19, 2019
Brandon Ivey
Federal regulators are set to review standards of a final rule requiring sponsors of securitization transactions to retain risk in those deals.
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Slight Uptick in Non-Mortgage ABS Issuance Expected in 2020

December 19, 2019
Brandon Ivey
Issuance could increase by about 2%, helped by strong demand from investors for vehicle ABS. Loan performance, however, is expected to slip, according to industry analysts.
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Federal Regulators Considering Changes to Mortgage Risk-Retention Requirements

December 19, 2019
Brandon Ivey

The review will consider the interplay between the non-agency market and the GSEs and the impact of the exemption for qualified residential mortgages...


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Philadelphia's Lawsuit Against Wells Ends in $10M Settlement

December 19, 2019
Brandon Ivey

Wells agrees to settle a lending discrimination lawsuit filed by Philadelphia. Similar lawsuits filed by other cities are still in progress.


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