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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Remote Online Notarization Standards to Help Digital Closings

September 20, 2019
Brandon Ivey
MISMO released final standards for remote online notarizations, aiming to help adoption of digital mortgages. Business is booming, according to a provider of remote online notarizations.
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Refi Demand, Spreads Point to Strong Profitability for Lenders

September 20, 2019
Brandon Ivey
Relatively low interest rates on mortgages are prompting strong demand from borrowers and higher profit margins for many lenders.
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Secondary Market Participants Clash Over QM ‘Patch’ Fix

September 19, 2019
Brandon Ivey
Issuers and investors in the securities market are divided on what exactly should be done with the qualified mortgage “patch.”
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On Fire in 2Q19: Jumbo Originations (Agency and Otherwise)

September 19, 2019
Brandon Ivey

Annual adjustments in the GSE loan limit are required by law and FHFA regulations peg them to changes in an index of average house prices maintained by the agency. As of the most recent reading, the loan limit will easily climb over $500,000 in 2020, a threshold that will get people’s attention.


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The Pros and Cons of Automated Valuation Models

September 19, 2019
Brandon Ivey
As automated valuation models gain popularity, industry analysts weigh the benefits and risks of such tools.
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On QM ‘Patch’ Resolution, Comments Vary Widely

September 19, 2019
Brandon Ivey
The CFPB received numerous comments on its plan to adjust standards for qualified mortgages. However, industry stakeholders are divided on what steps the bureau should take.
Read More

New HMDA Loan Fields Detail Business-Purpose Share, More

September 17, 2019
Brandon Ivey

Some $57.16 billion of residential mortgages with a business or commercial purpose were originated during the review period, accounting for 3.7% of total originations.


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Short Takes: GSE Investors Happy (For Now) / How Much Did the Blueprint Change? / Loan Limits on GSE MF Loans? / JPM’s Investment Property MBS / Insellerate Hires Ex-Ellie Mae Official

September 16, 2019
Paul Muolo and Brandon Ivey

One Fannie/Freddie historian reminded us recently that there used to be a conforming loan limit for GSE multifamily loans. The big question: Why did it disappear?...


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Jumbo Servicing Continues Its Steady Growth

September 16, 2019
Brandon Ivey

Ocwen Financial’s jumbo servicing portfolio nearly doubled in the past year, though that’s due to the acquisition of PHH…


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Angelo Gordon Brings Another Non-QM MBS with CDFI Loans

September 16, 2019
Brandon Ivey

CDFI loans reduce the amount of risk Angelo Gordon is required to retain from the MBS.


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