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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Regulatory Enforcement to Escalate Under Biden

January 21, 2021
Brandon Ivey
Lenders are likely to see tougher regulatory enforcement in the coming years, along with increased support for affordable housing.
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State Regulators Working to Reduce Burdens Related to Exams

January 21, 2021
Brandon Ivey
State regulators launched a “networked supervision” exam system in March, aiming to improve the exam process for nonbanks. Some 35 regulators are using the system, with mixed results.
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Mortgage Production Cools Off at Flagstar in 4Q20

January 21, 2021
Brandon Ivey

Flagstar's production and profit margins declined in the fourth quarter, though the bank increased MSR sales and warehouse lending...


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Chase Preps Large Prime Non-Agency MBS. CS Plans Smaller Non-QM Deal

January 20, 2021
Brandon Ivey

Chase is set to issue one of the largest post-2010 prime non-agency MBS with new production while Credit Suisse has a smaller non-QM deal with somewhat seasoned mortgages.


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Non-Agency MBS Shrivels Up in 4Q20

January 19, 2021
Brandon Ivey

Some $7.29 billion of non-agency MBS was issued during the fourth quarter, down 41.5% on a sequential basis.


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Wells, PCMA Seeing Strong Loan Application Volume in Early January

January 19, 2021
Brandon Ivey

Loan application activity is typically slow in early January following the holidays. Not this year, according to officials at Wells and PCMA.


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Short Takes: Blowout Revenue for Ginnie / The GSE Retained Earnings Equation: About 11 Years / Selling Shares While in Conservatorship / What Biden’s New Plan Means for Servicers

January 15, 2021
Dennis Hollier, Maria Volkova, and Brandon Ivey

In a note to investors, Compass Point analyst Isaac Boltansky estimated that, with combined annual profits of about $21.4 billion, it will take 11 years for Fannie and Freddie to reach FHFA’s capital targets…


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Non-Agency MBS Issuance Fizzles in Fourth Quarter

January 15, 2021
Brandon Ivey
Issuance of non-agency MBS declined by 41.5% from the third to the fourth quarter. On an annual basis, volume was off 12.7% as the market struggled to recover from volatility in March. (Includes data chart.)
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Outlook on Non-Agency MBS Issuance: Bright and Gloomy

January 15, 2021
Brandon Ivey
Some analysts expect prime non-agency MBS issuance to increase by 60% in 2021. Expanded-credit deals are also likely to rebound.
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Redwood Jumbo Volume Up in 4Q20, Expanded-Credit Lags

January 15, 2021
Brandon Ivey
The REIT set a company record for locked jumbo business in the third quarter and then went on to break it in the fourth quarter. Redwood is focusing on prime jumbos as its expanded-credit lending has stalled.
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