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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Longer-Term Delinquencies Up at Levels Last Seen in 2010

November 12, 2020
Brandon Ivey
The share of loans in the seriously delinquent category increased during the third quarter. Loan performance was worst among FHA mortgages. (Includes data chart.)
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Wells Agrees Not to Place Borrowers in Forbearance Unless Requested

November 12, 2020
Brandon Ivey
In order to settle a class-action lawsuit, the nation’s largest servicer said it will provide forbearance only to borrowers who request assistance verbally, in writing or through electronic means.
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Velocity Increases Income in 3Q, But Cuts Staff

November 12, 2020
Brandon Ivey

The fix-and-flip lender relaunched production in September but doesn't expect originations to return to pre-COVID levels until the second quarter of 2021.


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Short Takes: The First Out the Door: Ginnie’s Appleton / No Permanent President / What is MISMO / FHA Late Pay Rate: 15.80% / An MSR-Backed Security

November 10, 2020
Paul Muolo and Brandon Ivey

Expect to see more Trump appointees leaving their agencies in the weeks ahead...


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Citadel Lowers Bank Statement Requirement to Three Months

November 10, 2020
Brandon Ivey

Many other non-QM lenders are requiring at least 12 months of bank statements...


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Homeownership Rate Flat in 3Q Despite Low Interest Rates

November 6, 2020
Brandon Ivey
Many potential buyers haven’t been able to take advantage of low mortgage rates because home prices have increased faster than income, limiting affordability.
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Lenders Report Minimal Issues as Employees Work from Home

November 6, 2020
Brandon Ivey
Working from home is going pretty well for lenders, with some reporting increased productivity and only one out of 33 surveyed noting a reduction in profits.
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Short Takes: Keep the Champagne Flowing / PennyMac Remains in a Hiring Mode / A Rerun for Nonbank Mortgage IPOs? / Impac’s Tiny Profit / loanDepot?

November 6, 2020
Paul Muolo and Brandon Ivey

A slowdown in originations? Don't bet on it...


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Back in the Saddle: The MSR Market?

November 6, 2020
Brandon Ivey

Strong origination profits have allowed many smaller shops to hold MSRs until the time is ripe to sell...


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An Absolutely Blowout Quarter for PennyMac Financial

November 5, 2020
Brandon Ivey

On the origination side of the aisle, loan production increased sequentially by 43.9%, one of the strongest showings among the top 10. 


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