Fannie Mae projects that its issuance of credit risk transfer transactions in 2025 will be similar to issuance in 2024.

The share of borrowers using discount points has more than doubled since 2020. The use of discount points is more common among nonbanks.

Chase is marketing its first expanded-credit MBS with mortgages for primary residences.

Some mortgage borrowers are “being caught in a customer service doom loop,” according to the CFPB.

The Senate approved S. 3502, The Home Buyers Privacy Protection Act, on a unanimous vote.

Fannie Mae economists forecast “no meaningful decline ” in the 10-year Treasury rate in 2025.

The correspondent channel gained share in the conventional-conforming market during the third quarter of 2024.

The correspondent channel’s share of originations increased for both conventional-conforming loans and nonconforming mortgages in the third quarter, according to a survey of lenders. Meanwhile, brokers gained share in the government-insured market. (Includes two data tables.)

Ginnie Mae servicing outstanding increased by 1.8% during the third quarter.

The Congressional Budget Office looked at eliminating the high-cost loan limit or extending an add-on to the guarantee fee charged by the GSEs.