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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Short Takes: Economists Raise Rate Projections / Homeowners Insurance Providers Unprofitable / Group Focuses on Women in Capital Markets / Home Price Depreciation in Texas

June 6, 2024
Brandon Ivey
Higher for longer persists.
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Freedom Taking Measured Approach to AI in Servicing

June 5, 2024
Brandon Ivey
“I want us to use it in a way that’s going to protect the company and protect the borrowers as well,” said Kiran Sahota, an executive vice president of technology at Freedom Mortgage.
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Short Takes: CFPB Warns on Contract Terms / New Expanded-Credit MBS / Rocket’s Servicer Ratings Affirmed / Lender Growing / More Power for Otting at NYCB

June 5, 2024
Brandon Ivey
The CFPB reiterated that Regulation Z prohibits mortgages for principal dwellings from including “terms requiring arbitration or any other nonjudicial procedure as the method for resolving any controversy or settling claims arising out of the transaction.”
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Short Takes: Housing an Election Issue / Inventory Likely to Remain Limited / SF FHLBank Increases DPA / GSE Eligible Loans in New Non-Agency MBS

June 4, 2024
Brandon Ivey
Housing affordability ranked as more important for voters in the 2024 presidential election than abortion rights or student debt, according to a survey commissioned by Redfin.
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Mortgage Income at Banks Increases in First Quarter

May 31, 2024
Brandon Ivey
Mortgage-banking income at banks and thrifts went up 27.8% in the first quarter of 2024 compared with the previous quarter. Trends were far from uniform among the major players. (Includes data table.)
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Jumbo Lending Declines in First Quarter

May 31, 2024
Brandon Ivey
A number of banks reduced their jumbo originations in early 2024 and nonbanks aren't fully picking up the slack.
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Mixed Reaction to CFPB’s RFI on Mortgage Costs

May 31, 2024
Brandon Ivey
Lenders are happy the CFPB is scrutinizing certain fees while harboring some concerns about the CFPB's motives.
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Short Takes: Michael Cohen’s HELOC / Expanded-Credit Impairments Decline / Pending Home Sales Slow / Lender M&A

May 31, 2024
Brandon Ivey
Michael Cohen, former President Donald Trump’s former attorney, testified during the trial that he used proceeds from a personal home equity line of credit to pay off Stormy Daniels on behalf of Trump.
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Goldman to Enter HELOC Securitization Market

May 30, 2024
Brandon Ivey
Goldman is a leading issuer of prime non-agency MBS and an issuer of expanded-credit deals. The firm aggregates loans from various lenders for securitization.
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Commercial MBS Delinquencies Climb; Rare AAA Loss

May 30, 2024
Brandon Ivey
Delinquency rates on commercial MBS in April hit a level last seen in September 2021. And AAA investors in a commercial MBS suffered a loss this month, a first for deals issued after 2010.
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