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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Mortgage Industry Cheers Tax Breaks in Megabill

July 10, 2025
Brandon Ivey
The One Big Beautiful Bill included a plethora of tax breaks for individuals and businesses. The bill also sharply reduced the CFPB’s budget.
Read More

Maryland Bank to Acquire Mortgage Broker Shop

July 9, 2025
Brandon Ivey
The Bank of Glen Burnie will pay $750,000 along with sharing profits for three years and an origination-based add-on.
Read More

Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
Read More

Government-Insured Purchase Mortgages Outpace Competition

July 8, 2025
Brandon Ivey
FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.
Read More

Prices for New Homes Declining at Accelerated Rate

July 8, 2025
Brandon Ivey
To help combat a decline in demand for new homes, homebuilders have reduced building activity to some extent and leaned on incentives such as mortgage buydowns.
Read More

Mortgage Locks Tick Up in June With Refi Push

July 8, 2025
Brandon Ivey
Locks were up 2.0% from May.
Read More

Short Takes: Employment on Shaky Ground / U.S. Citizen Share of Mortgage Lending Rising / Home Sales Slowing / New Wholesale Option for RTLs

July 8, 2025
Brandon Ivey
Some 29% of households surveyed by Fannie Mae in June said they were concerned about potentially losing their jobs, up from a 22% share in May.
Read More

Invictis, Barclays Boost Non-QM MBS Issuance

July 7, 2025
Brandon Ivey
The issuers started marketing the deals just before the Fourth of July weekend.
Read More

Purchase-Mortgage Volume Strong at FHA, VA in 2Q

July 3, 2025
Brandon Ivey
FHA and VA purchase-mortgage volume increased by nearly 30% in the second quarter of 2025 compared with the previous quarter. GSE mortgages with private MI and agency purchase mortgages without primary MI lagged behind. (Includes two data tables.)
Read More

GSE Purchase Mortgages Shift to Higher Scores in 2Q

July 3, 2025
Brandon Ivey
The share of GSE purchase mortgages with credit scores of at least 740 increased from 73.8% in the first quarter of 2025 to 74.6% in the second quarter. A similar trend was seen in GSE refi business. (Includes two data tables.)
Read More
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