The improvement was not enough to recover the ground lost in November, which ended on a Sunday.

Cotality’s fraud risk index grew 1.5% year-over-year in the fourth quarter of 2025, driven by a rise in issues with debt service coverage ratio loans.

More than 40 lenders using FICO Score 10T for nonconforming mortgages; Sierra Mortgage Capital launches new non-qualified mortgage product.

After incurring a huge loss in 2024, Pagaya Technologies booked an $81.4 million profit in 2025.

Redwood Trust posted a net income of $20.0 million in the fourth quarter of 2025.

Some lenders are trying to acquire trigger leads ahead of the March ban.

Delinquencies on commercial mortgage-backed securities are up to 8.75% if adjusted for loans that are current on payments but past maturity.

Pennymac Financial Services sped up its adoption of Vesta Innovations’ loan origination system to drive more recaptures.

In March, “trigger leads” will come to an end, prompting lenders to come up with new solutions for lead generation.

The HEI securitization market is expected to continue growing in 2026, helped by growing borrower awareness and investor appetite.