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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

Trump Directive Encourages FHA, VA Appraisal Alignment

March 27, 2026
Emmeline Willey
Executive orders from President Trump aiming to address housing supply and affordability include many FHA and VA provisions.
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USDA to Pilot Delegated Underwriting Authority

March 27, 2026
Emmeline Willey
The U.S. Department of Agriculture’s Rural Housing Service will allow some lenders to begin trialing long-awaited delegated underwriting authority.
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MBA Calls for Flexibility on VA Fee Documentation

March 27, 2026
Emmeline Willey
The granular fee documentation requirements VA imposes on lenders are inconsistent with how some services are priced, according to the Mortgage Bankers Association.
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Around the Industry

March 27, 2026
Emmeline Willey
FHA spread widens; MBA dispels rumor about False Claims Act lawsuits; Ginnie digitizes multifamily claims.
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VA Open to Reducing Appraisal Standards

March 27, 2026
Emmeline Willey
Patrick Zondervan, executive director of the VA Loan Guaranty Service, said the agency was “absolutely willing” to examine its appraiser requirements.
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Ginnie Analyzing Growing Demand for Custom Pools

March 26, 2026
Emmeline Willey
International investors are driving demand for Ginnie Mae custom mortgage-backed securities, a trend Ginnie says it’s watching.
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Immigration Enforcement Deters Latino Homebuyers

March 26, 2026
Emmeline Willey
Latinos continue to lead homeownership gains, but the Trump administration’s immigration crackdown has put a damper on demand, according to the National Association of Hispanic Real Estate Professionals.
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Freedom to Acquire MSR Holder Seneca

March 20, 2026
Emmeline Willey
Freedom Mortgage plans to acquire private equity-backed Seneca Mortgage Servicing and its billions in non-government mortgage servicing rights.
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Agency Rules Restrictive for CDFI Mortgage Lending

March 19, 2026
Emmeline Willey
The government-sponsored enterprises and Ginnie Mae have requirements that keep many community development financial institutions out of the mortgage business, according to CDFIs.
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CDFIs Find Strength in Numbers for Mortgage Lending

March 19, 2026
Emmeline Willey
CDFIs are exploring avenues to achieve economies of scale and enable mortgage access to underserved communities and low-income borrowers.
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View All Articles by Emmeline Willey

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