The Consumer Federation of America studied the shortcomings of FHA’s 203(k) rehabilitation loan program to determine why usage has plummeted 77% in the last decade.

The Department of Veterans Affairs reminded lenders of a circular, which was delayed during the partial government shutdown, that sought to clarify how VA lenders should use energy efficiency ratings in the underwriting process.

Ginnie expands Platinum pool aggregation; KBW expects FHA growth; HUD seeks to loosen Fair Housing Act regulations.

The flexibility is part of an effort by Ginnie Mae to make its digital collateral program more attractive.

Ginnie President Joe Gormley said the update allows for greater efficiencies and cost savings, and will make the agency’s digital collateral program more attractive to new issuers.

Mergers and acquisitions disrupt relationships between borrowers and lenders and lead to a lower occurrence of refinancing, according to new research.

Securitizations of residential property assessed clean energy transactions stopped in 2025, while commercial PACE deals surged.

Oncourse Home Solutions will securitize $1.725 million in residential home service contracts, marking its entry into the ABS market.

FHA’s annual audit revealed that the capital ratio of its Mutual Mortgage Insurance Fund remained strong in the 2025 fiscal year, prompting calls for the agency to reassess its life-of-loan premium policy.

The correspondent channel accounted for 40.1% of the survey group’s government-insured production in the third quarter, up from 37.7% in the second quarter.