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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

Trade Groups Urge Congress to Stabilize NFIP

December 11, 2025
Emmeline Willey
Insurance and mortgage industry representatives renewed calls for long-term funding for the National Flood Insurance Program.
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Race Is On for Refi Recaptures in 2026

December 5, 2025
Emmeline Willey
Slight interest rate relief might lead to a refinance wave that could help servicers offset some of the performance drags expected from prepayments and rising unemployment.
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FHA Proposes Raising Draw Limits on Rehabilitation Loans

December 5, 2025
Emmeline Willey
The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.
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Reverse-Mortgage Industry Yearns for HMBS 2.0

December 4, 2025
Emmeline Willey
Trade groups suggested improvements to Ginnie Mae’s reverse-mortgage securitization program, many of which were already included in a planned update the agency has gone quiet on.
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Republicans in House Aim to Reduce Regulations for Housing

December 4, 2025
Emmeline Willey
Republicans in the House plan to reduce regulations to improve housing affordability.
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Republicans Seek to Reduce Regulations to Help Housing

December 4, 2025
Emmeline Willey
Participants in the housing market addressed the House Committee on Financial Services this week, broadly seeking deregulatory measures they said would cure the affordability crisis.
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Congress Revises Terms for Still-in-Progress VA Loss-Mit Program

December 3, 2025
Emmeline Willey
The changes also allow VA to charge default-related fees under the partial claim, among other adjustments.
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VA Mortgage Endorsements Drop Slightly in 3Q

December 1, 2025
Emmeline Willey
Purchase-mortgage endorsements accounted for 71.6% of volume, the highest level seen since the second quarter of 2024.
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Speculation Rural Housing Service Could Move From USDA to HUD

November 26, 2025
Emmeline Willey
Sen. Tina Smith, D-MN, discussed the matter this month during the testimony of Glen Smith, USDA nominee for Rural Development under secretary.
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Refi Share of VA Volume Declines in Third Quarter

November 26, 2025
Emmeline Willey
The refinance share of VA loan endorsements shrank in the third quarter, despite falling interest rates. (Includes two data tables.)
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View All Articles by Emmeline Willey

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