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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

Inflation Likely Cause of Higher FHA Delinquencies: Study

July 25, 2025
Emmeline Willey
The increase in delinquency rates among FHA loans originated in recent years probably comes down to inflation, Urban Institute researchers said, ruling out other culprits.
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HUD Changes CWCOT Discount Methodology

July 25, 2025
Emmeline Willey
The Department of Housing and Urban Development has changed the way it calculates the floor price for properties sold at foreclosure sales under its claims without conveyance of title program, but maintained that servicers must pay more than total debt owed in some instances.
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FHA’s Flood Regs a Boon to Builders, Not Owners

July 25, 2025
Emmeline Willey
The Department of Housing and Urban Development has cut the height to which builders are required to raise a bottom floor above the 100-year flood level, saving money for builders, but likely not building owners.
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Lenders Urge HUD to Set Blanket FHA Multifamily Premiums

July 25, 2025
Emmeline Willey
Industry participants responded positively to the Department of Housing and Urban Development’s proposal to set the FHA mortgage insurance premiums to 0.25% for all multifamily loans.
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Around the Industry

July 25, 2025
Emmeline Willey
HomeStreet sells Ginnie servicing; VA updates county list for insect inspections; FHA updates XML submission format.
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Student Loan Defaults Not Contagious for Consumer Credit

July 24, 2025
Emmeline Willey
Millions of student loan borrowers are expected to default in the coming months, but the effects could be isolated.
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Implementation of New VA Partial Claim to Take Time

July 24, 2025
Emmeline Willey
It took the VA seven months to implement its COVID-era partial claims program. A similar timeline can be expected for the new program recently approved by Congress.
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MBA Warns of Impact From HUD’s Energy Code Changes

July 24, 2025
Emmeline Willey
The Department of Housing and Urban Development said increased costs would be offset by future savings, but the Mortgage Bankers Association says the numbers are flawed.
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Republicans in House Break With Trump on HUD Budget

July 23, 2025
Emmeline Willey
Among other differences, Congress doesn’t appear to be budgeting for a reduction in force at HUD.
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MBA Purchase Index Up Against Weak Prior Year

July 18, 2025
Emmeline Willey
The Mortgage Bankers Association’s purchase index is a poor indicator of the health of the housing market this year, primarily because government loan applications were significantly down this time last year, according to Goldman Sachs analysts.
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View All Articles by Emmeline Willey

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