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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

VA Getting Closer to Launching Partial Claim Program

February 18, 2026
Emmeline Willey
VA is set to brief members of Congress on the new program and then head toward implementation.
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FHA Loss-Mit Waterfall Change Drives Up Delinquencies

February 17, 2026
Emmeline Willey
In October, FHA launched long-awaited updates to its waterfall, instating a trial payment plan that a borrower would have to complete before taking a permanent loss-mitigation option.
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Ginnie Mae Issuance Rebounds in January; USDA Loans Spike

February 13, 2026
Emmeline Willey
Issuance of Ginnie Mae mortgage-backed securities increased modestly during January. Issuance backed by USDA recovered to recent highs after a partial shutdown halted endorsements late last year. (Includes two data tables.)
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Late FHA Loans Linger in New Loss-Mit Waterfall

February 13, 2026
Emmeline Willey
Delinquent FHA loans stay that way for longer under the loss-mitigation updates FHA rolled out at the start of the fourth quarter.
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House Bill Would Raise Fees on VA IRRRLs

February 13, 2026
Emmeline Willey
The House Committee on Veterans’ Affairs advanced a bill that would raise fees on the Department of Veterans Affairs’ streamlined interest rate reduction refinance loans.
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HUD Funded Through FY2026, Bump for FHA

February 13, 2026
Emmeline Willey
The Department of Housing and Urban Development has been funded through the 2026 fiscal year by the consolidated appropriations package signed into law last week.
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FHA Loan Sample Sizes Decline Sharply in 2025

February 13, 2026
Emmeline Willey
The number of loans that FHA sampled for defects appeared to decline last year as the share of defective loans rose.
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Ginnie Mae to Improve Nonbank Controls

February 13, 2026
Emmeline Willey
Ginnie Mae said it was working to implement changes to its monitoring frameworks recommended by the Government Accountability Office to curb the risk from the agency’s exposure to nonbanks.
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AARP Sues Celink and HECM Servicers

February 13, 2026
Emmeline Willey
AARP filed a class-action lawsuit against Celink and large home equity conversion mortgage servicers, claiming the parties violated state and federal laws.
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Around the Industry

February 13, 2026
Emmeline Willey
HUD seeks energy rule rescission; USDA eyes ADU inclusion; FHA applications rise.
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View All Articles by Emmeline Willey

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