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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

HUD OIG Faults Neighborhood Loans on QC

August 8, 2025
Emmeline Willey
The Department of Housing and Urban Development’s Office of Inspector General found Neighborhood Loans’ quality control program was lacking during the pandemic.
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FHA Delinquencies Under Observation

August 8, 2025
Emmeline Willey
The delinquency rates on FHA-insured mortgages remain relatively low on a historical basis, but are being closely watched as they rise.
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Appeals Court Upholds Conviction for CEO of HECM Lender

August 8, 2025
Emmeline Willey
The U.S. Court of Appeals for the Second Circuit upheld the fraud conviction of Michael Hild, founder and former CEO of the now-shuttered reverse-mortgage lender, Live Well Financial.
Read More

Around the Industry

August 8, 2025
Emmeline Willey
VA partial claims greenlit; FHA implements multi-factor authentication; lawmaker calls for DOGE investigation at HUD; HUD sells HECMs in bulk.
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Asset-Backed Finance Spreads its Wings

August 7, 2025
Emmeline Willey
The relative immaturity of the asset-backed finance sector carries risks, but market players see a space brimming with opportunity.
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Internet Addiction Fuels Esoteric ABS Growth

August 7, 2025
Emmeline Willey
A remote workforce and growing demand for energy-intensive artificial intelligence are driving investors to ABS financing for data centers and fiber optic internet.
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Short Takes: More Money for Non-QM MBS / Trump Makes FHA, GNMA Picks Official / A Sure Sign of a Housing Slowdown? / A GOS Decline for Rocket

August 4, 2025
Paul Muolo and Emmeline Willey
Readings below the index’s breakeven level of 50 represent negative sentiment and may signal that emerging stagnation may continue.
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Insurance Companies Showing Strong Demand for Private Credit Assets

August 1, 2025
Emmeline Willey
Insurance companies are adapting to take advantage of the closer relationships offered in the private credit market.
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Market Navigates Insurer Appetites for ABS

July 31, 2025
Emmeline Willey
Financial players are trying to get ahead of possible risks as insurers increasingly diversify their portfolios with private credit.
Read More

Positive Outlook for Consumer ABS Despite Pressures

July 31, 2025
Emmeline Willey
Although delinquencies are higher for certain consumer credit sectors compared to recent years, fundamentals are holding up and analysts are becoming more optimistic about the economy’s performance in the remainder of 2025.
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View All Articles by Emmeline Willey

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