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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

HECM Endorsements Tick Up in 2025

March 27, 2026
Emmeline Willey
Endorsements of home equity conversion mortgages increased by 3.2% on an annual basis in 2025, even with four consecutive quarterly declines since the fourth quarter of 2024. (Includes three data tables.)
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Ginnie Servicers Nearing DQ Ceiling Face Elevated Buyouts

March 27, 2026
Emmeline Willey
Servicers of government loans in Ginnie Mae mortgage-backed securities will need to ramp up buyout activity as delinquencies in their portfolios increase.
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Trump Directive Encourages FHA, VA Appraisal Alignment

March 27, 2026
Emmeline Willey
Executive orders from President Trump aiming to address housing supply and affordability include many FHA and VA provisions.
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USDA to Pilot Delegated Underwriting Authority

March 27, 2026
Emmeline Willey
The U.S. Department of Agriculture’s Rural Housing Service will allow some lenders to begin trialing long-awaited delegated underwriting authority.
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MBA Calls for Flexibility on VA Fee Documentation

March 27, 2026
Emmeline Willey
The granular fee documentation requirements VA imposes on lenders are inconsistent with how some services are priced, according to the Mortgage Bankers Association.
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Around the Industry

March 27, 2026
Emmeline Willey
FHA spread widens; MBA dispels rumor about False Claims Act lawsuits; Ginnie digitizes multifamily claims.
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VA Open to Reducing Appraisal Standards

March 27, 2026
Emmeline Willey
Patrick Zondervan, executive director of the VA Loan Guaranty Service, said the agency was “absolutely willing” to examine its appraiser requirements.
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Ginnie Analyzing Growing Demand for Custom Pools

March 26, 2026
Emmeline Willey
International investors are driving demand for Ginnie Mae custom mortgage-backed securities, a trend Ginnie says it’s watching.
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Immigration Enforcement Deters Latino Homebuyers

March 26, 2026
Emmeline Willey
Latinos continue to lead homeownership gains, but the Trump administration’s immigration crackdown has put a damper on demand, according to the National Association of Hispanic Real Estate Professionals.
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Freedom to Acquire MSR Holder Seneca

March 20, 2026
Emmeline Willey
Freedom Mortgage plans to acquire private equity-backed Seneca Mortgage Servicing and its billions in non-government mortgage servicing rights.
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View All Articles by Emmeline Willey

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