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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

Ginnie Assuages Fears Over FHA Delinquencies

April 23, 2026
Emmeline Willey
Ginnie Mae attributed the rapid increase in severe FHA delinquencies to FHA’s trial payment plans rather than weakening performance.
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BAC Chases Credit Report Reform in Washington

April 23, 2026
Emmeline Willey
Members of the Brokers Action Coalition headed to Capitol Hill this week in pursuit of lower costs for credit reports.
Read More

Broker Groups Urge Members to Foster Political Ties

April 23, 2026
Emmeline Willey
Trade groups representing brokers emphasized the sway small businesses have over their local representatives.
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Brokers Look to Reduce Credit Report Costs

April 22, 2026
Emmeline Willey
The Brokers Action Coalition is proposing to reduce the number of pulls by allowing borrowers to take their credit reports with them when they shop for mortgages.
Read More

Bleaker Mortgage Outlook Amid Iran War Inflation

April 17, 2026
Emmeline Willey
Inflation caused by the U.S.-Iran War means that mortgage rates aren’t likely to fall back below 6.0% this year, according to Mike Fratantoni, chief economist at the Mortgage Bankers Association.
Read More

First Municipal Bond Tied to Bitcoin Assessed as CLO

April 16, 2026
Emmeline Willey
The New Hampshire Business Finance Authority’s bitcoin-backed municipal bond received preliminary ratings under Moody’s structured finance framework.
Read More

MBA Set to Hit Capitol Hill With Fresh Policy Agenda

April 16, 2026
Emmeline Willey
The trade group plans to target provisions in the bipartisan housing package moving through Congress, including efforts to deter corporate investors from buying single-family homes.
Read More

Housing a Hot Topic in a Fraught Election Cycle

April 16, 2026
Emmeline Willey
Politicians face high stakes heading into what’s expected to be a competitive midterm election cycle, and housing issues appeal to a broad electoral base.
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Ginnie Issuance Declines in First Quarter, Refis Steady

April 15, 2026
Emmeline Willey
The refi share of Ginnie issuance increased to 43.9% in the first quarter of 2026, the highest since the second quarter of 2021.
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Housing Shortage Less Acute With Changes in Economy

April 15, 2026
Emmeline Willey
Mortgage Bankers Association Chief Economist Mike Fratantoni said that amid deteriorating immigration and fertility rates, and a flood of new construction in single- and multifamily sectors, it’s become harder to back up claims of a major housing shortage.
Read More
View All Articles by Emmeline Willey

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