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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

Senators Aim to Expand Rural Mortgage Lending

April 10, 2026
Emmeline Willey
Lawmakers in the Senate introduced a version of a bill to expand mortgage lending by members of the Farm Credit System.
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Court Rules Against FCA Attorney Fee Multiplier

April 10, 2026
Emmeline Willey
The Ninth Circuit ruled this week in favor of Academy Mortgage over a multiplier applied to the attorney’s fees awarded in a False Claims Act settlement involving FHA mortgages.
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Around the Industry

April 10, 2026
Emmeline Willey
FHA seeks underwriting head; FHEO pulls guidance documents; Pennymac supports House VA disclosure measure; HUD seeks revisions to HOME condo spending.
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HUD OIG Finds Ginnie’s Nonbank Treatment Limited

April 9, 2026
Emmeline Willey
Ginnie Mae hasn’t formally assessed the risks of the growing nonbank concentration in its portfolio, according to the HUD OIG.
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Slower Prepayments in Ginnie Buydown Pools

April 9, 2026
Emmeline Willey
The initial rate of prepayments in Ginnie Mae custom buydown pools is slower than the prepayment activity in multiple-issuer pools, which could help investors guard their portfolios.
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Banks Increase Sales of Mortgages Near End of 2025

April 9, 2026
Emmeline Willey
Banks sold $125.65 billion of mortgages during the fourth quarter of 2025.
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Trump Again Seeks HUD Budget Cuts

April 9, 2026
Emmeline Willey
The proposed budget for fiscal year 2027 would reduce HUD’s discretionary budget authority by 12.7% compared to the 2026 funding level.
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HECM Endorsements Increase Slightly in 2025

April 3, 2026
Emmeline Willey
Endorsements of FHA home equity conversion mortgages rose 3.2% on an annual basis to $14.17 billion in 2025.
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GSE Lenders Stretch Credit Envelope in First Quarter

April 3, 2026
Emmeline Willey
Purchase mortgages and refinances in the highest loan-to-value ratio category accounted for a greater share of mortgages delivered to Fannie Mae and Freddie Mac in the first quarter of 2026. (Includes two data tables.)
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Bank Sales of Mortgages Rise to 2022 Level at End of 2025

April 3, 2026
Emmeline Willey
Bank mortgage sales and originations rose in the fourth quarter to levels last seen in 2022. (Includes two data tables.)
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View All Articles by Emmeline Willey

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