The Commercial Real Estate Finance Council launched a tool this week to standardize performance reporting for commercial collateralized loan obligations.

Western Alliance Bank and Zions Bancorp disclosed write-offs linked to misrepresentations of collateral backing commercial mortgages. Similar troubles appear unlikely to occur with residential mortgages.

Total outstanding balance of single-family mortgages in Ginnie Mae mortgage-backed securities increased by 2.2% from the end of June to $2.65 trillion as of the end of September.

Homeowners sued D.R. Horton and its lending subsidiary over an alleged scheme to attract more borrowers with misleading price tags.

AGNC recovered earnings in the third quarter from a loss in the second. Moody's reported U.S. banks have grown lending to non-depository institutions sharply in the last decade. Bank of England governor warned that the collapse of two U.S. auto firms could be an early warning sign of weakness in private credit markets.

Five of the top 10 servicers of FHA loans had an above-industry average share of loans 30-90 days past due in 3Q25.

Some 10.90% of FHA loans in Ginnie Mae MBS pools were delinquent at the end of September, up 51 basis points from the end of June. The delinquency reading on the VA side rose 9 bps to 4.37%. (Includes data table.)

While most of the top Ginnie Mae servicers reported single-digit portfolio increases in the second quarter, United Wholesale Mortgage’s Ginnie servicing volume increased a whopping 87.8% year over year. (Includes three data tables.)

Most government-insured mortgage lending continues while the government is out of commission, but lending under the Department of Agriculture’s Rural Housing Service is on hold.

Despite best efforts of lenders to create awareness of the VA home loan program, many veteran borrowers still fall through the cracks, according to Freedom Mortgage COO Mike Patterson.