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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

Fannie to Update Desktop Underwriter for FHA/VA

October 17, 2025
Emmeline Willey
Fannie Mae will update its Desktop Underwriter service for FHA and VA to include changes made in updated appraisal forms.
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Around the Industry

October 17, 2025
Emmeline Willey
FHA refinance applications increase; Rep. Ritchie Torres, D-NY, seeks HUD help following Bronx apartment explosion.
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Risky Financing in Urban ‘Mortgage Deserts’

October 16, 2025
Emmeline Willey
Prospective homebuyers in urban areas where the mortgage share of home sales is low may have to resort to riskier financing options.
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Affordability Levers Benefit Borrowers From Wealthy Families

October 10, 2025
Emmeline Willey
Policies aimed at reducing barriers to homeownership inordinately benefit borrowers with wealthy parents, a recent Federal Reserve study found.
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More Low-Risk Purchase Mortgages Flow Into GSEs

October 10, 2025
Emmeline Willey
Mortgages with credit scores of 740 or higher accounted for 74% of the GSE purchase market in the third quarter.
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Short Takes: Senate Passes Housing Package / First HELOC Securitization from PIMCO / Refinance Rate Locks Spike / LDF Denounces New HUD FHEO Leader

October 10, 2025
Emmeline Willey
The bipartisan housing package is intended to incentivize new construction and make reforms across lending programs.
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Data Center ABS Relatively Safe From AI Bubble Fears

October 9, 2025
Emmeline Willey
Securitizations linked to data centers are mostly insulated from the direct risks of a potential AI bubble, according to industry participants.
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Rules Vary for Lenders During NFIP Lapse

October 9, 2025
Emmeline Willey
The National Flood Insurance Program can’t issue new policies for the duration of the government shutdown, complicating and in some cases stalling lending for properties in flood-prone areas.
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Ginnie MBS Issuance Ticks Up in 3Q Despite Refi Decline

October 7, 2025
Emmeline Willey
VA refi volume was down 31.5% from the second quarter, while FHA refi volume slipped 10.3%.
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FHA Lending Could Slow During Government Shutdown

October 6, 2025
Emmeline Willey
FHA is supporting some manual endorsement actions that lenders cannot process themselves.
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View All Articles by Emmeline Willey

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