Proposed changes to servicing rules to discourage foreclosures or require nonbanks to maintain cash buffers could add costs for borrowers, according to a report from the Congressional Research Service.

Servicers can comply with the new policies as of Oct. 1, but the mandatory compliance date was extended to Dec. 30.

FHA shut down its loan review system after users reported having issues logging in.

FHA's Matt Jones said the mortgage insurer plans to take a “hard look” at energy conservation code requirements.

The expansion of government-insured lending through the retail channel in the second quarter outpaced growth in correspondent and broker channels. (Includes data table.)

FHA plans to improve housing affordability by removing proverbial red tape, according to Matt Jones, FHA deputy assistant secretary for single-family housing.

Equity Prime Mortgage said the delinquency ratios that triggered FHA to terminate its direct endorsement authority in some areas do not capture the financial pressure many borrowers are under.

Mortgage servicers have been putting in the hours to prepare for FHA’s expedited rollout of its new loss-mitigation waterfall beginning next month.

Endorsements of FHA home equity conversion mortgages fell overall in the second quarter of 2025, although purchase HECMs saw double-digit gains. (Includes three data tables.)

The Mortgage Industry Standards Maintenance Organization has a new data framework for servicers of government-backed loans.