A recent push by the White House to increase oversight on artificial intelligence should lead to more regulations in the coming year.

A decrease in competition from banks is helping Velocity Financial with business purpose loans.

Ratings for MBS with residential transition loans are helping to increase investor demand.

The new credit card late fee rule could increase charge-offs and lead to tighter credit card underwriting standards.

Investors have shown increasing demand for ABS with home improvement loans and other esoteric assets.

The impact climate change-related natural disasters are having on the property insurance sector is not limited to Texas, according to experts.

Production of expanded-credit mortgages declined 16.9% last year, while total first-lien originations dropped 40.6%.

The REIT associated with Angel Oak companies reported a profit for 2023 after taking losses in the prior year.

Pooja Pathak, a director at Metlife, an insurance company, said more non-QM assets are needed to meet demand from insurance companies, which are willing to pay a premium for the product.

Originations of expanded-credit mortgages declined at a slower pace than total first-lien originations last year. Citi was the top ECM lender in 2023 even though its production was off 8.3% from a year ago. (Includes data table.)