Wells, U.S. Bank Reduce First-Lien Mortgage Portfolios in 2Q August 29, 2025 James Dohnert U.S. Bancorp saw the largest decline in first-lien holdings between the end of March and the end of June.Read More
Homebuyers Need Larger-Than-Expected Rate Drop to Refi August 29, 2025 James Dohnert A half-point drop in rates won't generate enough savings to cover the cost of a new loan, Neighbors Bank says.Read More
PennyMac Preps Another Jumbo MBS for 2025 August 29, 2025 James Dohnert This is PennyMac's second prime jumbo MBS of 2025.Read More
Short Takes: Second Criminal Referral Against Fed's Cook / Investors Buy Close to One-Third of Homes / Transunion Data Breach Exposes Millions of Customers' Data August 29, 2025 James Dohnert FHFA Director Bill Pulte announced on X that there's a new allegation of mortgage fraud against Federal Reserve Governor Lisa Cook.Read More
Increasing Tariffs Could Reduce ABS Investor Demand August 28, 2025 James Dohnert Commercial equipment, shipping containers and trucking could experience the biggest negative impacts from new tariff policies.Read More
Short Takes: Home Equity Used to Pay Student Loans / Mortgage Apps Slow / Homesellers Retreat / FNB Hires New Chief Consumer Banking Officer August 27, 2025 Shannon Clark and James Dohnert Interest in HEIs for student loan repayment will likely continue to grow given dwindling deferment options.Read More
Chase Relaunches HELOC Program August 26, 2025 James Dohnert Chase has brought back its HELOC program after stopping new applications in 2020.Read More
Knock Issues Inaugural Securitization August 26, 2025 James Dohnert Knock has issued a $100 million bond backed exclusively by bridge loan products.Read More
Short Takes: Logan Finance Adds Dobynes / MBA Shares Recommendations for BNPL Debt / Planet Grows / DQs Declining August 26, 2025 James Dohnert The national delinquency rate improved for the second month in a row.Read More
PowerPay Turns to Nearwater for Risk-Retention Financing August 21, 2025 James Dohnert The partnership adds to the growing number of issuers who are working with third parties to offset capital requirements for risk retention.Read More