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Home » Authors » Sam Manas

Sam Manas

smanas@imfpubs.com
Articles

ARTICLES

NYDFS Calls on CFPB to Widen Section 1071 Coverage

January 31, 2022
Sam Manas
The New York Department of Financial Services wants the CFPB to share with state regulators the data it plans to collect on small-business loans. The NYDFS also wants the final rule to extend coverage to include all minority- and women-owned businesses.
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NCRC Finds Continuing Disparities in Mortgage Lending

January 31, 2022
Sam Manas
A new National Community Reinvestment Coalition analysis of HMDA data shows significant racial disparities in mortgage lending.
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CFPB Seeks to Reduce Exploitative ‘Junk Fees’

January 31, 2022
Sam Manas
In a new request for input, the bureau has asked consumers to share their experiences with fees charged in connection to their mortgages, deposit accounts, credit cards and prepaid accounts, among others.
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Other News in Brief

January 31, 2022
Sam Manas
Earned wage access advisory opinion; civil penalty maximum adjusted; CFPB examining college-offered loans; final order in payments processor case; Bank of America class-action settlement.
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SFA Reviews How Greenhouse Gas Emissions Affect Credit Ratings

January 27, 2022
Sam Manas
In a new report, the Structured Finance Association said 2021 green auto ABS deals totaled $3.5 billion and detailed how rating services weigh emissions when considering ESG factors.
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Despite Higher Rates, Refi Candidates Can Still Benefit

January 27, 2022
Sam Manas
While rising interest rates will dry up the pool of borrowers eligible for refinancing, there are still consumers who can lower their costs. Freddie Mac expects cash-outs to take up a larger share of refis in the short term.
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Blackstone Unit Commits $1B to Rent-to-Buy Program

January 24, 2022
Sam Manas
The company is also evaluating potential financing structures, including securitization.
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Home Partners Launches Rent-to-Buy Affordable Housing Program

January 20, 2022
Sam Manas
The new Choice Lease program targets low- to medium-income individuals and is offering below market rents.
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Nearly 450 MLOs Fined for SAFE Act Testing Violations

January 20, 2022
Sam Manas
It’s not easy to bring multi-state enforcement actions, yet regulators from 44 states signed consent orders with 441 loan officers who lied about having completed required annual continuing education courses.
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Nearly 450 MLOs Sanctioned for Continuing-Ed Fabrications

January 19, 2022
Sam Manas
Those settling will surrender their licenses...
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View All Articles by Sam Manas

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