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Home » Authors » Sam Manas

Sam Manas

smanas@imfpubs.com
Articles

ARTICLES

Hybrid Closings Slow as Pandemic Ebbs, Digitization Marches On

March 25, 2022
Sam Manas
The share of mortgages closed with hybrid tech is declining. Still, analysts suggest that lenders would be wise to digitize their closings before volume drops are fully realized.
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Delinquencies, Losses Increasing on Auto ABS

March 17, 2022
Sam Manas
Net losses, recovery rates and delinquencies for auto ABS took performance hits in January, according to S&P.
Read More

Attorneys: DOJ Self-Referring Redlining Investigations

March 17, 2022
Sam Manas
A DOJ spokesperson declined to comment on the matter.
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DOJ Self-Referring Redlining Investigations, Attorneys Say

March 17, 2022
Sam Manas
According to Nelson Mullins attorneys, the DOJ is conducting statistical analyses on HMDA loan application register data to unearth potential fair lending violations.
Read More

CSBS Hopes to Avoid Another LO License Renewal Mess

March 16, 2022
Sam Manas
The high latency rate was due to the sheer volume of LO license renewals...
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Academic Study Finds TRID Prompted Lower Approval Rates

March 15, 2022
Sam Manas
The researchers analyzed nearly 8 million residential loan applications, both approved and denied...
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Study Finds TRID Prompted Lower Approval Rates

March 14, 2022
Sam Manas
A study found that mortgages subject to TRID are less attractive to lenders than the pre-TRID version. The CFPB noted its own analysis didn’t find a long-term decline in mortgage originations linked to TRID.
Read More

Bill in Senate Takes Aim at Mandatory Arbitration

March 14, 2022
Sam Manas
The bill would render pre-dispute arbitration agreements and class-action waivers relating to consumer financial products and services invalid and unenforceable.
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CSBS Outlines Steps to Prevent Repeat of License Renewal Mess

March 14, 2022
Sam Manas
The Conference of State Bank Supervisors is optimistic it will avoid a repeat of the technical glitches that plagued the annual NMLS license renewal process last year.
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Fourth Circuit Clarifies QWR Threshold in Caliber Lawsuit

March 14, 2022
Sam Manas
Written correspondence sent to a mortgage servicer providing sufficient information to identify the account and an alleged servicing error is a “qualified written request,” the Fourth Circuit Court of Appeals ruled.
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View All Articles by Sam Manas

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