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Home » Authors » Sam Manas

Sam Manas

smanas@imfpubs.com
Articles

ARTICLES

Chamber of Commerce Fires a Missive at the CFPB, Criticizes Director

June 29, 2022
Sam Manas
To combat the CFPB, the Chamber is rolling out a six-figure campaign of digital ads and filing FOIA requests tied to certain issues.
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Another Run at the QM Rule?

June 24, 2022
Sam Manas
In April 2021, the CFPB extended the mandatory compliance date for its general QM rule to October 2022...
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Annaly Paints Rosy Picture For MBS, Servicing Rights

June 23, 2022
Sam Manas
The REIT has built up strong residential and MSR businesses to diversify risk and support its agency prowess. And while it’s held back on increasing leverage, once volatility declines, all that may change.
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Short Takes: The 10-Year Heads South / Holding Its Own: PRMG / PIMCO’s Bid? / Facebook Settles With DOJ / UWM CFO Takes a Leave of Absence

June 23, 2022
Paul Muolo and Sam Manas
Not all home lenders are suffering in the higher rate environment. PRMG is one of them...
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Mortgage Fintechs on an Acquisition Spree

June 23, 2022
Sam Manas
Lower has acquired Hamilton Home Loans. Also, HomeLight is acquiring Denver-based Accept.inc to build out its cash offer program.
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Grapevine: Another Run at the QM Rule? / 2Q22 Originations?

June 23, 2022
Sam Manas and Paul Muolo
Changes could be coming to the CFPB’s QM rule. Then again, maybe not. Meanwhile, second-quarter earnings season starts soon, giving us a look into originations and MSR marks at the megabanks.
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Short Takes: Higher Applications, Higher Rates Too / SIFMA Protests New GSE Charges / Change’s MBS / Annaly Chief in a Buying Mood

June 22, 2022
Sam Manas
Mortgage rates haven't been this high since the fall of 2008...
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Trade Groups Pan CFPB Role in Bank Merger Reviews

June 21, 2022
Sam Manas
Industry trade groups said a separate role for the CFPB when it comes to reviewing bank mergers was unnecessary and would be outside of the bureau’s authority.
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Appeals Circuit Rejects Dismissal of FDCPA Claim

June 21, 2022
Sam Manas
Monthly mortgage statements that contain language suggesting they are attempts to induce payment on a debt can be construed as a debt-related communication under the Fair Debt Collections Practices Act.
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CFPB Terminates Upstart No-Action Letter on Request

June 21, 2022
Sam Manas
The fintech said the move was motivated by a need to keep its risk models accurate and due to changing priorities at the bureau.
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View All Articles by Sam Manas

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