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Home » Authors » Sam Manas

Articles by Sam Manas

Senators Ask for Action on Credit Reporting Agencies

November 22, 2021
Sam Manas
Senate Democrats called on the CFPB to increase oversight of credit reporting agencies. The CFPB director, though, is skeptical of creating a government-run credit reporting agency.
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Other News in Brief

November 22, 2021
Sam Manas
FCC releases reassigned numbers database; CFPB sues pawnshops for MLA violation; CFPB official explains action against payment platforms.
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Feds, States Reinstate Pre-COVID Mortgage Servicing Rules

November 19, 2021
Sam Manas
Although back to flexing their regulatory muscle, the agencies have promised a take a more nuanced approach...
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CFPB Solicits Public Input on HMDA

November 18, 2021
Sam Manas
Of particular interest: HMDA’s effects on communities and the mortgage industry...
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CFPB Reinstates Pre-COVID Mortgage Servicing Rules

November 18, 2021
Sam Manas
Federal and state regulators, including the CFPB, alerted residential servicers that the agencies will once again be exerting their supervision and enforcement authority when it comes to practices involving borrower communication.
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Humans Over Robots? Survey Finds Borrowers Prefer In-Person Closings

November 16, 2021
Sam Manas
Some 62% of mortgagors said they preferred a mobile notary when they closed...
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Short Takes: A Small Profit for Impac / Non-QM the Star / Senators Have Concerns About Zillow’s Bulk Home Sales / The Cost of Defense

November 12, 2021
Brandon Ivey, Sam Manas, and Paul Muolo
Institutional investors are in line to purchase roughly 7,000 single-family properties in Zillow’s fix-and-flip inventory. Or maybe not...
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Survey Finds Borrowers Prefer In-Person Closings

November 12, 2021
Sam Manas
A recent study found a vast majority of borrowers prefer to close in-person. Possible lesson: The benefits of new technology should be carefully weighed against its costs, Stratmor says.
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Loan-Level ESG Analysis Offered for MBS and ABS

November 11, 2021
Sam Manas
Dv01 launched a tool that offers loan-level analysis of ESG factors in MBS and ABS.
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Two Lenders Named in Racial Discrimination Complaint

November 11, 2021
Sam Manas
A consumer advocacy group with a high profile filed complaints against Movement Mortgage and Fairway Independent for lending violations under the Fair Housing Act.
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