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Home » Authors » Monica Hogan

Articles by Monica Hogan

VA Lenders, Borrowers Adjusting to Home Sale Commission Changes

October 17, 2024
Monica Hogan
VA issued a temporary variance to allow borrowers to pay buyer-broker charges so they could compete in the real estate market.
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Ginnie Eyes Resources to Support Loan-Level Issuance

October 16, 2024
Monica Hogan
Ginnie Mae Acting President Sam Valverde said loan-level securitization could help liquidity.
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Refis Up Sharply in Ginnie MBS in Third Quarter

October 15, 2024
Monica Hogan
Ginnie issuers securitized $15.61 billion of refis through the Department of Veterans Affairs home loan program in the third quarter, a 68.5% increase from the prior period.
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FHA Clarifies Expectations for Reconsiderations of Value

October 14, 2024
Monica Hogan
FHA issued an extensive FAQ document late last week, addressing questions about guidance with an Oct. 31 implementation date for reconsiderations of value.
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Refi Activity Drives Growth in Ginnie MBS Issuance

October 11, 2024
Monica Hogan
A rise in VA and FHA refinance business helped to increase Ginnie Mae mortgage-backed security issuance in the third quarter. The increase in purchase-mortgage volume was more modest. (Includes four data tables.)
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New Loss-Mitigation Options Create Compliance Risks

October 11, 2024
Monica Hogan
Streamlining the adoption of new loss-mitigation programs ahead of deadlines can help servicers enhance their loan portfolios, according to a white paper from DLS Servicing Consultants.
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FHA Eases Cyber Incident Reporting Requirements

October 11, 2024
Monica Hogan
Following pushback from mortgage industry groups, FHA proposed extending the timeline for lenders to report certain cyber incidents to HUD.
Read More

VA Lenders Adapting to Real Estate Commission Changes

October 11, 2024
Monica Hogan
Prior to the changes taking effect, VA issued a temporary variance to allow borrowers to pay buyer-broker charges so they can compete in the real estate market.
Read More

MBA Calls for Changes to FHA Multifamily Proposal

October 11, 2024
Monica Hogan
The Mortgage Bankers Association said the HUD proposal would make FHA-backed multifamily construction loans costly to originate.
Read More

FHA Clarifies Reconsideration of Value Guidance

October 11, 2024
Monica Hogan
Among various clarifications, FHA noted that lenders must provide ROV disclosure at mortgage loan application and on delivery of the appraisal report.
Read More
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