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Home » Authors » Monica Hogan

Articles by Monica Hogan

The Key, Perhaps, to an FHA Premium Cut: The FCRA

August 10, 2022
Monica Hogan
FHA Commissioner Julia Gordon said, “Read the Federal Credit Reform Act.”
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Ginnie Issuance Falls to a 2022 Low in July

August 9, 2022
Monica Hogan
In July, PennyMac Financial Services led the pack with $4.5 billion of Ginnies issued...
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HUD Explores Expanding CDFI Access to Ginnie Mae

August 9, 2022
Monica Hogan
The task force is looking at administrative actions it can take to boost CDFI participation in the Ginnie Mae program...
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Mortgage Insurers Introduce Targeted Price Hikes

August 8, 2022
Monica Hogan
Radian CEO Rick Thornberry noted his company’s premium pricing over the past few years has become more granular...
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Short Takes: Trying Something New / M&A Strategies / Maybe an ESOP Deal? / Slow Prepayment Speeds Remain / Mortgage Fraud in the Big Easy

August 8, 2022
Paul Muolo and Monica Hogan
Another possibility? Selling your company to the employees...
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Ginnie July Issuance Down as Refis, Loan Mods Plunge

August 5, 2022
Monica Hogan
An increase in purchase mortgages wasn’t enough to offset ongoing declines in refi volume, pushing issuance of Ginnie MBS down 2.9% in July compared with June. (Includes two data charts.)
Read More

Private MIs Introduce Targeted Price Hikes

August 5, 2022
Monica Hogan
Private mortgage insurance companies are raising premiums on a targeted basis, in part so they can better manage risk in an increasingly volatile economy.
Read More

FCRA Offers Insight into FHA’s Mulling of MIP Cuts

August 5, 2022
Monica Hogan
Changes in the housing market and economic outlook could impact how FHA officials consider whether, when and how to make changes to FHA’s mortgage insurance premium.
Read More

Senate Approves HUD Budget with 7% Boost

August 5, 2022
Monica Hogan
The Senate last week approved $70 billion in budgetary resources for the Department of Housing and Urban Development as part of its fiscal 2023 appropriations package.
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FHA, Ginnie Officials Serve on HUD CDFI Task Force

August 5, 2022
Monica Hogan
HUD wants to increase its outreach to community development financial institutions through more frequent training webinars tailored to teaching them how to join the FHA program.
Read More
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