Maria Volkova

Vaccine Rollout Could Help Boost Purchase Mortgage Market

February 10, 2021

“Homeowners will be much more amenable to listing their houses this spring,” according to Mike Fratantoni, chief economist at the Mortgage Bankers Association.

Mortgage Loan Officers End 2020 With Fatter Wallets

February 5, 2021

Maria Volkova

The income of mortgage LOs increased to roughly $27,400 per month in the fourth quarter of 2020 from approximately $16,900 in the year-ago period, according to LBA Ware.

Vaccine Rollout Key to Robust Economy in 2021

February 5, 2021

Maria Volkova

Mike Fratantoni, chief economist at the MBA, predicts that with the rollout of vaccines for the coronavirus, the leisure and hospitality business will recover, resulting in forbearance and delinquencies curing.

Home Purchases Strong as Inventory Continues to Shrink

February 5, 2021

Maria Volkova

Home-sale prices increased by 18% year-over-year for the week ending Jan. 24, while pending sales grew by 28%, according to Redfin.

Ginnie Issues First MBS Backed by Digital Pools

February 4, 2021

Maria Volkova

The MBS backed solely by digital pools, or eNotes, has an aggregated principal value of nearly $24 million.

Disparate Impact May Be Back to the Drawing Board

February 4, 2021

Maria Volkova

HUD issued a final rule on the much-debated disparate-impact theory in September. A month later, a federal court ordered a preliminary injunction blocking its implementation.

Originators Dislike Proposed VA Partial Claim Payment

February 1, 2021

Maria Volkova

The coalition includes the American Bankers Association, the Mortgage Bankers Association, the Housing Policy Council, the Independent Community Bankers Association and the Community Home Lenders Association, among others.

HUD Nominee Fudge Noncommittal on Cutting FHA Premiums

January 29, 2021

Maria Volkova

Industry watchers predict FHA premiums will be cut by 25 basis points in the coming weeks. An even bigger cut is possible later in the year.

Housing Sec. Nominee to Push for More Pandemic Relief

January 29, 2021

Maria Volkova

During her confirmation hearing, Marcia Fudge pledged support for more pandemic relief, affordable housing and housing equity.

Industry Dislikes Proposed VA Partial Claim Payment

January 29, 2021

Maria Volkova

A coalition of more than two dozen industry groups sent a letter to the VA urging the government insurer to make changes to its proposed partial claim payment program.

Maria Volkova

ARTICLES

Vaccine Rollout Could Help Boost Purchase Mortgage Market

Mortgage Loan Officers End 2020 With Fatter Wallets

Vaccine Rollout Key to Robust Economy in 2021

Home Purchases Strong as Inventory Continues to Shrink

Ginnie Issues First MBS Backed by Digital Pools

Disparate Impact May Be Back to the Drawing Board

Originators Dislike Proposed VA Partial Claim Payment

HUD Nominee Fudge Noncommittal on Cutting FHA Premiums

Housing Sec. Nominee to Push for More Pandemic Relief

Industry Dislikes Proposed VA Partial Claim Payment

Latest Imf News

Broker Share of Originations Ticks Up in Third Quarter

FHA Proposes Raising Draw Limits on Rehabilitation Loans

SEC Sees Support for Effort to Revise MBS Disclosures

Homebuilder Hovnanian Takes Quarterly Loss, Margins Shrink

Featured Data

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

Lending Slows Across Products in Third Quarter

Featured Reports

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Lender Profiles 2Q25: Top 25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?