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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Steady Decline in Mortgage Debt Bolsters MSR Values

September 26, 2013
John Bancroft
If you're looking for another factor in the red hot MSR market, consider this: housing receivables keep shrinking.
Read More

Fannie Mae Decides to Jettison ‘Inactivity’ Fee

September 25, 2013
John Bancroft
Fannie Mae seller/servicers also can dodge the maintenance fee if they have $25 million in Fannie servicing or paid $5,000 in technology fees.
Read More

REITs Report Another Drop in MBS Holdings, But Their Short-Term Fortunes Improve

September 20, 2013
John Bancroft
Residential mortgage REITs held $327 billion of single-family MBS at the end of the second quarter, according to a new market analysis by Inside MBS & ABS.
Read More

Refinancings at Their Lowest Level in Two Years, Wells Top Purchase Lender

September 19, 2013
John Bancroft
Lenders such as Bank of America and Quicken are hooked on refis. What might the future hold for these funders as purchase loans begin to dominate?
Read More

Final HMDA Origination Tally for 2012: $2 Trillion, Denial Rates for Minorities Remain High

September 18, 2013
John Bancroft
Although the largest minority groups still had higher denial rates, there were bigger-than-average increases in refi activity among black and Hispanic borrowers.
Read More

MSR Valuations Rebounded Sharply in Second Quarter

September 17, 2013
John Bancroft
The top 20 bank and thrift mortgage servicers all reported increases in their MSR valuations, according to exclusive figures from Inside Mortgage Trends.
Read More

Mortgage Buybacks Decline to Lowest Level in Four Years

September 16, 2013
John Bancroft
Mortgage buybacks can vary significantly among seller/servicers because it’s driven by business and legal processes rather than current market dynamics.
Read More

Mortgage Securitization Rates Remain Sky-High

September 16, 2013
John Bancroft
Despite growth in the non-agency jumbo market, primary market lenders remain focused on production that they can safely securitize through the GSEs and Ginnie Mae.
Read More

Bank Investments in MBS Hit Two-Year Low

September 13, 2013
John Bancroft
At $20.7 billion, non-agency pass-through MBS accounted for just 1.4 percent of total bank and thrift MBS investments.
Read More

Lower GSE Loan Limits Would Boost Jumbos; A Big Impact for California

September 12, 2013
John Bancroft
Large parts of the Bay Area and Southern California qualify for the top high-cost limit, while other California markets such as San Diego ($546,250) and Sacramento ($474,950) have intermediate high-cost limits.
Read More
View All Articles by John Bancroft

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