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John Bancroft

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ARTICLES

Credit Unions Reach a Milestone in Mortgage Lending: A Market Share North of 10 Percent

October 9, 2014

John Bancroft

Back in 2004, credit unions accounted for just 3.2 percent of total mortgage originations. Not anymore.

Private MI Volume on GSE Loans Heads North – By Almost 30 Percent

October 9, 2014

John Bancroft

Back in the first quarter of 2013, only 31.3 percent of Fannie/Freddie purchase mortgages had private mortgage insurance.

Industry Deconsolidation Continues, Wells’ Share of GSE Market Gets Smacked

October 6, 2014

John Bancroft

IMT also found that in 3Q, seven of the top 15 sellers to Fannie and Freddie were nonbanks.

Agency MBS Issuance Has Its Best Quarter of the Year, But…

October 3, 2014

John Bancroft

Among our findings, a few things stand out, including the ascension of PennyMac to the number two position among Ginnie Mae issuers.

GSE Securitization Volume Up 29 Percent in 3Q; Purchase Volume Key

October 2, 2014

John Bancroft

The GSEs securitized $100.30 billion of purchase mortgages during the third quarter, a 28.3 percent sequential gain.

Home Equity Lending Spiked in Second Quarter; BofA Dominates

October 2, 2014

John Bancroft

Banks, thrifts and credit unions reported $540.4 billion of HELOCs on their books at the end of June, down 0.9 percent from March.

Ginnie Mae Tops Among Agencies in Financing Minorities

September 29, 2014

John Bancroft

Fannie, Freddie and Ginnie All saw most of their business come from borrowers earning less than $150,000 per year.

The Federal Reserve Continues to be the Hog at the MBS Trough

September 26, 2014

John Bancroft

At the top of the heap was the Federal Reserve, which boosted its agency MBS portfolio by 3.8 percent during the second quarter.

Home Mortgage Debt at Its Lowest Level Since 1Q 2006

September 25, 2014

John Bancroft

The increase in mortgage debt outstanding in the third quarter of 2013 increasingly looks like an aberration rather than a turning point.

Mortgage Brokers Originate Slightly Riskier Loans, At Least on Agency Products

September 23, 2014

John Bancroft

Broker originations also had a significantly larger average loan amount, $230,082, than the other channels.

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John Bancroft

ARTICLES

Credit Unions Reach a Milestone in Mortgage Lending: A Market Share North of 10 Percent

Private MI Volume on GSE Loans Heads North – By Almost 30 Percent

Industry Deconsolidation Continues, Wells’ Share of GSE Market Gets Smacked

Agency MBS Issuance Has Its Best Quarter of the Year, But…

GSE Securitization Volume Up 29 Percent in 3Q; Purchase Volume Key

Home Equity Lending Spiked in Second Quarter; BofA Dominates

Ginnie Mae Tops Among Agencies in Financing Minorities

The Federal Reserve Continues to be the Hog at the MBS Trough

Home Mortgage Debt at Its Lowest Level Since 1Q 2006

Mortgage Brokers Originate Slightly Riskier Loans, At Least on Agency Products

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Fitch Considers Rating Adjustments for New Credit Score Models

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Seller Repurchases of GSE Loans Bounce Up in 2Q

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ARM Production Rebounds

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