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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Jumbo Market Share Highest Since 2000; Of Course, Volumes are Down

March 12, 2015
John Bancroft
The last time the jumbo market share was higher came in 2000 – when the Fannie/Freddie loan limit was just $252,700...
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Freddie MBS Issuance Surges Almost 31 Percent. But…

March 6, 2015
John Bancroft
Even without the bump in seasoned loans (courtesy of BofA), Freddie’s MBS activity was up significantly from January.
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Stegman, Treasury’s Point Man on Housing: Speed GSE Change

March 6, 2015
John Bancroft
Treasury counselor Michael Stegman wants the common securitization platform project to be opened to the private sector.
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Refi Bounce Not Enough to Compensate for Drop in Purchase Lending; Quicken Catching Up to Wells Fargo?

March 5, 2015
John Bancroft
Quicken Loans was the second largest refi lender in 2014 with $47.91 billion, according to exclusive figures compiled by Inside Mortgage Finance.
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Bank Profits From Mortgages Down Almost 24 Percent

March 3, 2015
John Bancroft
Bank of America was among the few major depositories that reported a loss in mortgage-banking income, losing $253 million in the fourth quarter.
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Dragged Down by the Nonbanks, Mortgage Banking Income Slipped in 4Q

March 2, 2015
John Bancroft
For all of 2014, this group of banks and nonbanks earned $14.01 billion off of mortgages, a 39.6 percent drop from the year before.
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Commercial Banks, Thrifts Add to MBS Portfolios in Late 2014

February 27, 2015
John Bancroft
At Dec. 31, depositories held $964.2 billion of pass-through securities issued by Fannie Mae, Freddie Mac and Ginnie Mae, a gain of 1.3 percent from the third quarter.
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Mortgage Brokers Stage Mini-Comeback in Market Share

February 26, 2015
John Bancroft
However, the broker channel generated $117 billion of new originations, the lowest reading since 1995.
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Securitization Rate Hits Post-Crash Low as Banks Continue to Covet Whole Loans

February 20, 2015
John Bancroft
Almost 71 percent of residential loans originated last year were funneled into mortgage securities. In 2013 the securitization rate was 78.5 percent.
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Private MIs Lost Some Ground to FHA in 2014, but Ended Year with Solid Gains

February 19, 2015
John Bancroft
Meanwhile, the private MIs reported just $1.24 billion of new HARP business for the fourth quarter.
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View All Articles by John Bancroft

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