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Home » Authors » John Bancroft

Articles by John Bancroft

Bulk MSR Transfers Soar in Massive 2Q22 Reshuffling

July 15, 2022
John Bancroft
Most of the big players in bulk agency MSR transfers were nonbanks, although Chase still ranked as the top buyer at midyear. Co-issuance volume declined as agency MBS issuance waned. (Includes three data charts.)
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Non-Agency MBS Issuance Down 22% in 2Q22

July 15, 2022
John Bancroft
The top three non-agency issuers for the first six months of 2022: JPMorgan, Goldman Sachs and Onslow Bay...
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Non-Agency MBS Issuance Hit Unevenly in 2Q22 Downturn

July 14, 2022
John Bancroft
A revival in the scratch-and-dent market was a bright spot in non-agency MBS issuance in the second quarter. ECM volume held up better than activity in the prime sector. (Includes three data charts.)
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Nonbank MSR Footprint Shrinks in 2Q22 Selloff

July 14, 2022
John Bancroft
Bulk sales of agency MSRs played a significant role in the second quarter...
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Nonbank MSR Footprint Shrinks in 2Q22 Selloff

July 14, 2022
John Bancroft
Many top agency MSR investors saw big gains in their portfolios during the second quarter, thanks to one of the busiest secondary markets in recent memory. (Includes two data charts.)
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MBS Issuance Down Sharply in 2Q22, ABS Gains

July 13, 2022
John Bancroft
Most of the civilized world saw the refi slump coming, but the GSEs posted a 3.7% drop in purchase-mortgage business...
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Agency MBS Issuance Down Sharply in 2Q22, ABS Gains

July 7, 2022
John Bancroft
Freddie recorded the biggest decline in the agency market, while Ginnie dodged the worst of the downturn. Agency multifamily MBS issuance was up, however, as was non-mortgage ABS production. (Includes three data charts.)
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Just In: 2Q22 Agency Mortgage Tally Lowest Since Early 2019

July 7, 2022
John Bancroft
The top three agency sellers in 2Q22: Rocket Mortgage, UWM and PennyMac Financial...
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Collapsing Refi Activity Pulls 2Q22 Agency Market Lower

July 7, 2022
John Bancroft
Rising mortgage interest rates are crushing the refinance market and creating headwinds for a struggling housing market. Agency single-family business in the second quarter sank to a three-year low. (Includes two data charts.)
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FHFA LLPA Changes Hit High-Balance, Second-Home Deliveries

July 5, 2022
John Bancroft
At the direction of the FHFA, the GSEs significantly increased LLPAs for high-balance and second-home loans starting with April deliveries.
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