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Home » Authors » John Bancroft

Articles by John Bancroft

Originations Increase by 36% in Second Quarter

July 28, 2023
John Bancroft
An estimated $400 billion of mortgages were originated in the second quarter.
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Auto Sector Powers Strong Gain in 2Q23 ABS Issuance

July 27, 2023
John Bancroft
Total ABS issuance in the first half of 2023 was running slightly below the level of a year ago, but the key markets — vehicle and business finance — were both up as of the end of June. (Includes two data charts.)
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Mortgage Originations Roar Back in 2Q23. Will It Last?

July 27, 2023
John Bancroft
Most top lenders reported substantial increases in first-lien originations during the second quarter. But the rebound in production doesn't appear to have lifted mortgage banking income much. (Includes two data charts.)
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MSR Transfers by UWM, Wells, Others Bolster Sales Activity in 2Q

July 24, 2023
John Bancroft
When in doubt, sell MSRs: UWM transferred $66.1 billion of product in 2Q23...
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Non-Agency MBS Issuance Stumbles in Second Quarter

July 24, 2023
John Bancroft
Bright spots: Issuance of non-agency securities classified as Alt A...
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Agency Servicing Grows in Second Quarter With Boost at Ginnie

July 21, 2023
John Bancroft
Ginnie Mae's single-family outstanding was up 2.2% in the second quarter while the GSEs posted a 0.3% increase in servicing compared with the end of March..
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Mergers Pump Agency MSR Transfers Again in 2Q23

July 21, 2023
John Bancroft
A handful of mergers accounted for a significant share of the huge flow of agency MSR to new owners during the second quarter. Sales by nonbanks looking to prop up earnings were a major factor. (Includes three data charts.)
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Non-Agency MBS Falters in 2Q23 Despite Rally in Alt A

July 20, 2023
John Bancroft
After a brief rebound in the first quarter, issuance of non-agency MBS declined in the most recent three-month period despite a tiny increase in prime deals.
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Robust MSR Trading Shapes Ranking of Agency Servicers

July 20, 2023
John Bancroft
The agency single-family servicing market grew more rapidly in the second quarter of 2023, with nonbanks racking up most of the gains. Ginnie remained the fastest-growing sector.
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Structured Finance Deals Bounce Back in Nearly All Sectors

July 17, 2023
John Bancroft
All major sectors posted gains in securitization activity...
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